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First Guaranty Bancshares, Inc.

For the period ended Dec 31, 2025. Filed Mar 31, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 31, 2026

FGBI$12.32+4.9%Stored close · as of Nov 9, 2026

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Item 16. Form 10-K Summary

None.

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SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, First Guaranty has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

FIRST GUARANTY BANCSHARES, INC.

Dated: March 31, 2026

Pursuant to the requirements of the Securities and Exchange Act of 1934, this report has been signed below by the following persons on behalf of First Guaranty and in the capacities and on the dates indicated.

/s/ Michael R. MineerPresident andChief Executive Officer (Principal Executive Officer)March 31, 2026
Michael R. Mineer
/s/ Eric J. DoschChief Financial Officer,Secretary and Treasurer(Principal Financial and Accounting Officer)March 31, 2026
Eric J. Dosch
/s/ Marshall T. ReynoldsChairman of the BoardMarch 31, 2026
Marshall T. Reynolds
/s/ Robert W. WalkerDirectorMarch 31, 2026
Robert W. Walker
/s/ Jack RossiDirectorMarch 31, 2026
Jack Rossi
/s/ Edgar R. Smith, IIIDirectorMarch 31, 2026
Edgar R. Smith, III
/s/ Vanessa R. DrewDirectorMarch 31, 2026
Vanessa R. Drew
/s/ Bruce McAnallyDirectorMarch 31, 2026
Bruce McAnally

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.