TFS Financial CORP

For the period ended Jun 30, 2026. Filed Aug 6, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 6, 2026

TFSL$16.54-0.3%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income

CONSOLIDATED STATEMENTS OF INCOME (unaudited)

(In thousands, except share and per share data)

For the Three Months Ended · For the Nine Months Ended
	June 30,		June 30,
	2026	2025	2026	2025
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$190,048	$177,493	$558,509	$521,151
Investment securities available for sale	4,184	4,816	12,410	14,026
Other interest and dividend earning assets	7,880	9,098	24,434	28,950
Total interest and dividend income	202,112	191,407	595,353	564,127
INTEREST EXPENSE:
Deposits	72,552	76,803	225,547	230,124
Borrowed funds	48,182	39,610	134,942	118,632
Total interest expense	120,734	116,413	360,489	348,756
NET INTEREST INCOME	81,378	74,994	234,864	215,371
PROVISION (RELEASE) FOR CREDIT LOSSES	(3,500)	1,500	(4,500)	1,500
NET INTEREST INCOME AFTER PROVISION (RELEASE) FOR CREDIT LOSSES	84,878	73,494	239,364	213,871
NON-INTEREST INCOME:
Fees and service charges, net of amortization	2,753	2,467	7,763	6,912
Net gain on the sale of loans	826	726	4,899	3,028
Increase in and death benefits from bank owned life insurance contracts	3,394	2,733	8,876	8,095
Other	923	1,122	1,843	2,584
Total non-interest income	7,896	7,048	23,381	20,619
NON-INTEREST EXPENSE:
Salaries and employee benefits	28,449	27,651	89,121	81,923
Marketing services	4,060	5,810	14,325	14,096
Office property, equipment and software	8,368	7,653	24,056	22,114
Federal insurance premium and assessments	3,452	3,519	10,251	10,777
State franchise tax	1,149	1,204	3,362	3,450
Other expenses	8,618	7,348	24,610	19,854
Total non-interest expense	54,096	53,185	165,725	152,214
INCOME BEFORE INCOME TAXES	38,678	27,357	97,020	82,276
INCOME TAX EXPENSE	8,138	5,844	20,959	17,316
NET INCOME	$30,540	$21,513	$76,061	$64,960
Earnings per share—basic and diluted	$0.11	$0.08	$0.27	$0.23
Weighted average shares outstanding
Basic	278,850,699	278,832,875	278,820,927	278,699,423
Diluted	280,176,516	279,873,274	279,982,505	279,716,745

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.