TFS Financial CORP
For the period ended Dec 31, 2024. Filed Feb 6, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Dec 31, 2024 · Filed Feb 6, 2025
TFSL$16.430.0%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary of Terms
TFS Financial Corporation provides the following list of acronyms and defined terms as a tool for the reader. The acronyms and defined terms identified below are used throughout the document.
| ACL: Allowance for Credit Losses | FHLB: Federal Home Loan Bank |
|---|---|
| AOCI: Accumulated Other Comprehensive Income | FICO: Fair Isaac Corporation |
| ARM: Adjustable Rate Mortgage | FRB-Cleveland: Federal Reserve Bank of Cleveland |
| ASC: Accounting Standards Codification | Freddie Mac: Federal Home Loan Mortgage Corporation |
| ASU: Accounting Standards Update | FRS: Board of Governors of the Federal Reserve System |
| Association: Third Federal Savings and Loan | GAAP: Generally Accepted Accounting Principles |
| Association of Cleveland | Ginnie Mae: Government National Mortgage Association |
| BOLI: Bank Owned Life Insurance | GVA: General Valuation Allowances |
| CDs: Certificates of Deposit | HPI: Home Price Index |
| CECL: Current Expected Credit Losses | IRR: Interest Rate Risk |
| CET1: Common Equity Tier 1 | IRS: Internal Revenue Service |
| CFPB: Consumer Financial Protection Bureau | IVA: Individual Valuation Allowance |
| CLTV: Combined Loan-to-Value | LIHTC: Low Income Housing Tax Credit |
| Company: TFS Financial Corporation and its subsidiaries | LIP: Loans-in-Process |
| CRA: Community Reinvestment Act | LTV: Loan-to-Value |
| DFA: Dodd-Frank Wall Street Reform and Consumer | NII: Net Interest Income |
| Protection Act | OCC: Office of the Comptroller of the Currency |
| DIF: Deposit Insurance Fund | OCI: Other Comprehensive Income |
| EPS: Earnings per Share | PCAOB: Public Company Accounting Oversight Board |
| ESOP: Third Federal Employee (Associate) Stock | REMICs: Real Estate Mortgage Investment Conduits |
| Ownership Plan | REO: Real Estate Owned |
| EVE: Economic Value of Equity | SEC: United States Securities and Exchange Commission |
| Fannie Mae: Federal National Mortgage Association | SOFR: Secured Overnight Financing Rate |
| FASB: Financial Accounting Standards Board | TDR: Troubled Debt Restructuring |
| FDIC: Federal Deposit Insurance Corporation | Third Federal Savings, MHC: Third Federal Savings |
| FHFA: Federal Housing Finance Agency | and Loan Association of Cleveland, MHC |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.