TFS Financial CORP
For the period ended Dec 31, 2023. Filed Feb 8, 2024.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Dec 31, 2023 · Filed Feb 8, 2024
TFSL$16.430.0%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary of Terms
TFS Financial Corporation provides the following list of acronyms and defined terms as a tool for the reader. The acronyms and defined terms identified below are used throughout the document.
| ACL: Allowance for Credit Losses | FICO: Fair Isaac Corporation |
|---|---|
| ACT: Tax Cuts and Jobs Act | FRB-Cleveland: Federal Reserve Bank of Cleveland |
| AOCI: Accumulated Other Comprehensive Income | Freddie Mac: Federal Home Loan Mortgage Corporation |
| ARM: Adjustable Rate Mortgage | FRS: Board of Governors of the Federal Reserve System |
| ASC: Accounting Standards Codification | GAAP: Generally Accepted Accounting Principles |
| ASU: Accounting Standards Update | Ginnie Mae: Government National Mortgage Association |
| Association: Third Federal Savings and Loan | GVA: General Valuation Allowances |
| Association of Cleveland | HPI: Home Price Index |
| BOLI: Bank Owned Life Insurance | IRR: Interest Rate Risk |
| BTFP: Bank Term Funding Program | IRS: Internal Revenue Service |
| CDs: Certificates of Deposit | IVA: Individual Valuation Allowance |
| CECL: Current Expected Credit Losses | LIBOR: London Interbank Offer Rate |
| CET1: Common Equity Tier 1 | LIHTC: Low Income Housing Tax Credit |
| CFPB: Consumer Financial Protection Bureau | LIP: Loans-in-Process |
| CLTV: Combined Loan-to-Value | LTV: Loan-to-Value |
| Company: TFS Financial Corporation and its | MMK: Money Market Account |
| subsidiaries | OCC: Office of the Comptroller of the Currency |
| DFA: Dodd-Frank Wall Street Reform and Consumer | OCI: Other Comprehensive Income |
| Protection Act | OTS: Office of Thrift Supervision |
| DIF: Deposit Insurance Fund | PCAOB: Public Company Accounting Oversight Board |
| EaR: Earnings at Risk | PMI: Private Mortgage Insurance |
| EPS: Earnings per Share | PMIC: PMI Mortgage Insurance Co. |
| ESOP: Third Federal Employee (Associate) Stock | QTL: Qualified Thrift Lender |
| Ownership Plan | REMICs: Real Estate Mortgage Investment Conduits |
| EVE: Economic Value of Equity | REO: Real Estate Owned |
| Fannie Mae: Federal National Mortgage Association | SEC: United States Securities and Exchange Commission |
| FASB: Financial Accounting Standards Board | SOFR: Secured Overnight Financing Rate |
| FDIC: Federal Deposit Insurance Corporation | TDR: Troubled Debt Restructuring |
| FHFA: Federal Housing Finance Agency | Third Federal Savings, MHC: Third Federal Savings |
| FHLB: Federal Home Loan Bank | and Loan Association of Cleveland, MHC |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.