NORTHPOINTE BANCSHARES INC
For the period ended Dec 31, 2025. Filed Mar 27, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 27, 2026
NPB$15.90+0.9%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
, 202 and
December 31, 2025 and 2024
| 2025 | 2024 | |
|---|---|---|
| Assets | ||
| Cash and cash equivalents | $496,459 | $376,295 |
| Equity securities | 1,347 | 1,305 |
| Debt securities available for sale | 4,738 | 8,576 |
| Federal Home Loan Bank ("FHLB") stock | 80,109 | 69,574 |
| Loans held for sale, at fair value | 309,213 | 217,073 |
| Total loans held for investment (“HFI”) - ($178,578 and $172,960 at fair value at December 31, 2025 and December 31, 2024, respectively) | 6,021,527 | 4,427,754 |
| Allowance for credit losses | (10,435) | (11,190) |
| Net loans | 6,011,092 | 4,416,564 |
| Mortgage servicing rights ("MSR"), at fair value | 17,048 | 15,133 |
| Intangible assets, net | 1,513 | 2,099 |
| Premises and equipment | 27,571 | 27,292 |
| Other assets | 73,735 | 90,100 |
| Total Assets | $7,022,825 | $5,224,011 |
| Liabilities and Stockholders' Equity | ||
| Liabilities | ||
| Deposits: | ||
| Noninterest-bearing | $275,974 | $208,938 |
| Interest-bearing | 4,593,693 | 3,213,617 |
| Total deposits | 4,869,667 | 3,422,555 |
| Borrowings | 1,439,500 | 1,258,750 |
| Subordinated debentures | 91,915 | 38,933 |
| Subordinated debentures issued through trusts | 5,000 | 5,000 |
| Deferred tax liability | 3,786 | 3,477 |
| Other liabilities | 43,915 | 32,806 |
| Total Liabilities | 6,453,783 | 4,761,521 |
| Stockholders' Equity | ||
| Preferred Stock Non-Cumulative - No Par Value; 5,000,000 shares authorized | ||
| Series A - No shares issued and outstanding at December 31, 2025 and 82,000 shares issued and outstanding at December 31, 2024 with a liquidation preference of $82,000 | ||
| Series B - 25,000 shares issued and outstanding at December 31, 2025 and 2024 with a liquidation preference of $25,000 | ||
| Common Stock - No Par Value | ||
| Authorized - 101,500,000; shares issued and outstanding - 34,494,116 and 25,684,560 shares at December 31, 2025 and 2024, respectively | ||
| Additional paid in capital | 204,875 | 166,847 |
| Retained earnings | 364,366 | 295,967 |
| Accumulated other comprehensive loss | (199) | (324) |
| Total Stockholders' Equity | 569,042 | 462,490 |
| Total Liabilities and Stockholders' Equity | $7,022,825 | $5,224,011 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.