Fidelity National Financial, Inc.
For the period ended Sep 30, 2025. Filed Nov 10, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 10, 2025
FNF$44.17-1.9%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Statements of Earnings (unaudited)
CONDENSED CONSOLIDATED STATEMENTS OF EARNINGS
| Three months ended September 30, | Nine months ended September 30, | |||
|---|---|---|---|---|
| 2025 | 2024 | 2025 | 2024 | |
| (Unaudited) · (Unaudited) | ||||
| Revenues: | ||||
| Direct title insurance premiums | $678 | $571 | $1,820 | $1,575 |
| Agency title insurance premiums | 890 | 789 | 2,410 | 2,166 |
| Escrow, title-related and other fees | 1,429 | 1,159 | 3,783 | 3,555 |
| Interest and investment income | 857 | 815 | 2,394 | 2,308 |
| Recognized gains and losses, net | 176 | 269 | (13) | 456 |
| Total revenues | 4,030 | 3,603 | 10,394 | 10,060 |
| Expenses: | ||||
| Personnel costs | 899 | 810 | 2,536 | 2,316 |
| Agent commissions | 690 | 612 | 1,872 | 1,681 |
| Other operating expenses | 407 | 396 | 1,200 | 1,152 |
| Benefits and other changes in policy reserves | 1,181 | 1,095 | 2,698 | 2,864 |
| Market risk benefit losses | 43 | 71 | 148 | 80 |
| Depreciation and amortization | 227 | 189 | 623 | 545 |
| Provision for title claim losses | 70 | 61 | 190 | 168 |
| Interest expense | 60 | 56 | 181 | 152 |
| Total expenses | 3,577 | 3,290 | 9,448 | 8,958 |
| Earnings before income taxes and equity in earnings of unconsolidated affiliates | 453 | 313 | 946 | 1,102 |
| Income tax expense | 90 | 44 | 217 | 223 |
| Earnings before equity in earnings of unconsolidated affiliates | 363 | 269 | 729 | 879 |
| Equity in earnings of unconsolidated affiliates | 26 | 2 | 36 | 4 |
| Net earnings | 389 | 271 | 765 | 883 |
| Less: Net earnings attributable to non-controlling interests | 31 | 5 | 46 | 63 |
| Net earnings attributable to Fidelity National Financial, Inc. common shareholders | $358 | $266 | $719 | $820 |
| Earnings per share | ||||
| Net earnings per share attributable to common shareholders, basic | $1.33 | $0.98 | $2.65 | $3.03 |
| Net earnings per share attributable to common shareholders, diluted | $1.33 | $0.97 | $2.64 | $3.00 |
| Weighted average common shares outstanding - basic | 269 | 272 | 271 | 271 |
| Weighted average common shares outstanding - diluted | 270 | 273 | 272 | 273 |
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