Axos Financial, Inc.

For the period ended Jun 30, 2026. Filed Aug 20, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2026 · Filed Aug 20, 2026

AX$92.17-1.9%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Income

	Fiscal Year Ended June 30,
(Dollars in thousands, except earnings per common share)	2026	2025	2024
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$1,831,455	$1,654,784	$1,499,572
Securities borrowed and customer receivables	31,933	25,492	22,407
Investments and other	93,564	135,189	133,628
Total interest and dividend income	1,956,952	1,815,465	1,655,607
INTEREST EXPENSE:
Deposits	646,365	667,753	670,570
Advances from the Federal Home Loan Bank	17,586	1,652	3,087
Securities loaned	974	1,830	2,214
Other borrowings	45,117	16,458	18,307
Total interest expense	710,042	687,693	694,178
Net interest income	1,246,910	1,127,772	961,429
Provision for credit losses	101,105	55,745	32,500
Net interest income, after provision for credit losses	1,145,805	1,072,027	928,929
NON-INTEREST INCOME:
Broker-dealer fee income	45,273	45,233	48,136
Advisory fee income	35,978	31,794	31,335
Banking and service fees	139,825	38,195	35,723
Mortgage banking and servicing rights income	6,108	13,007	10,000
Prepayment penalty fee income	6,399	2,837	5,069
Gain on acquisition	—	—	92,397
Total non-interest income	233,583	131,066	222,660
NON-INTEREST EXPENSE:
Salaries and related costs	323,046	297,955	250,873
Data and operational processing	91,885	80,433	69,370
Depreciation and amortization	80,623	29,019	27,086
Advertising and promotional	49,134	47,760	42,797
Professional services	42,806	37,572	36,532
Occupancy and equipment	22,391	17,705	16,704
FDIC and regulatory fees	27,693	27,558	20,546
Broker-dealer clearing charges	17,729	17,065	18,260
General and administrative expense	77,411	34,631	33,940
Total non-interest expense	732,718	589,698	516,108
INCOME BEFORE INCOME TAXES	646,670	613,395	635,481
INCOME TAXES	156,298	180,487	185,473
NET INCOME	$490,372	$432,908	$450,008
Basic earnings per common share	$8.66	$7.61	$7.82
Diluted earnings per common share	$8.48	$7.43	$7.66

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.