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MVB FINANCIAL CORP

For the period ended Dec 31, 2023. Filed Mar 13, 2024.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2023 · Filed Mar 13, 2024

MVBF$25.78-0.5%Stored close · as of Nov 9, 2026

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Item 2. Properties

We, through the Bank, own our main office located at 301 Virginia Avenue in Fairmont, WV. Our subsidiaries own or lease various other offices in the counties and cities in which they operate. As of December 31, 2023, we operated eight full-service banking branches for our CoRe banking reportable segment in the locations further described in Item 1 – Business included elsewhere in this report. Four of the eight full-service banking branches are owned and the remaining four are leased.

No one facility is material to us. Management believes that the facilities are generally in good condition and suitable for the operations for which they are used.

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