ARBOR REALTY TRUST INC
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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FY2025 · Filed Feb 27, 2026
ABR$1.47-8.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Income
($ in thousands, except share and per share data)
| Year Ended December 31, | |||
|---|---|---|---|
| 2025 | 2024 | 2023 | |
| Interest income | $940,008 | $1,167,872 | $1,331,219 |
| Interest expense | 701,836 | 804,615 | 903,228 |
| Net interest income | 238,172 | 363,257 | 427,991 |
| Other revenue: | |||
| Gain on sales, including fee-based services, net | 70,669 | 74,932 | 72,522 |
| Mortgage servicing rights | 54,532 | 51,272 | 69,912 |
| Servicing revenue, net | 109,617 | 125,896 | 130,449 |
| Property operating income | 21,347 | 7,226 | 5,708 |
| Gain (loss) on derivative instruments, net | 1,259 | (8,543) | 6,763 |
| Other income, net | 14,801 | 8,083 | 7,667 |
| Total other revenue | 272,225 | 258,866 | 293,021 |
| Other expenses: | |||
| Employee compensation and benefits | 174,145 | 181,694 | 159,788 |
| Selling and administrative | 59,805 | 54,931 | 51,260 |
| Property operating expenses | 27,980 | 7,394 | 5,897 |
| Depreciation and amortization | 23,214 | 9,555 | 9,743 |
| Impairment loss on real estate owned | 20,500 | — | — |
| Provision for loss sharing, net | 24,259 | 11,782 | 15,695 |
| Provision for credit losses, net | 42,696 | 68,543 | 73,446 |
| Total other expenses | 372,599 | 333,899 | 315,829 |
| Income before extinguishment of debt, (loss) gain on real estate, income from equity affiliates and income taxes | 137,798 | 288,224 | 405,183 |
| Loss on extinguishment of debt | (2,919) | (412) | (1,561) |
| (Loss) gain on real estate | (9,151) | 3,813 | — |
| Income from equity affiliates | 50,880 | 5,772 | 24,281 |
| Provision for income taxes | (18,779) | (13,478) | (27,347) |
| Net income | 157,829 | 283,919 | 400,556 |
| Preferred stock dividends | 41,369 | 41,369 | 41,369 |
| Net income attributable to noncontrolling interest | 9,033 | 19,278 | 29,122 |
| Net income attributable to common stockholders | $107,427 | $223,272 | $330,065 |
| Basic earnings per common share | $0.56 | $1.18 | $1.79 |
| Diluted earnings per common share | $0.56 | $1.18 | $1.75 |
| Weighted average shares outstanding: | |||
| Basic | 192,956,154 | 188,701,149 | 184,641,642 |
| Diluted | 209,733,331 | 205,526,610 | 218,843,613 |
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