CNO Financial Group, Inc.
For the period ended Sep 30, 2026. Filed Nov 5, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 5, 2026
CNO$55.45-1.7%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Table of Contents
| PART I - FINANCIAL INFORMATION | Page | |
|---|---|---|
| Item 1. · Financial Statements (unaudited) | ||
| Consolidated Balance Sheet as of September 30, 2026 and December 31, 2025 | 3 | |
| Consolidated Statement of Operations for the three and nine months ended September 30, 2026 and 2025 | 5 | |
| Consolidated Statement of Comprehensive Income for the three and nine months ended September 30, 2026 and 2025 | 6 | |
| Consolidated Statement of Shareholders' Equity for the three and nine months ended September 30, 2026 and 2025 | 7 | |
| Consolidated Statement of Cash Flows for the nine months ended September 30, 2026 and 2025 | 8 | |
| Notes to Consolidated Financial Statements | 9 | |
| Note 1 - Business, Basis of Presentation, and Significant Account Policies | 9 | |
| Note 2 - Investments | 10 | |
| Note 3 - Fair Value Measurements | 17 | |
| Note 4 - Liabilities for Insurance Products | 30 | |
| Note 5 - Deferred Acquisition Costs, Present Value of Future Profits and Sales Inducements | 40 | |
| Note 6 - Earnings Per Share | 41 | |
| Note 7 - Business Segments | 42 | |
| Note 8 - Derivatives | 47 | |
| Note 9 - Third-Party Reinsurance | 49 | |
| Note 10 - Income Taxes | 49 | |
| Note 11 - Notes Payable - Direct Corporate Obligations | 53 | |
| Note 12 - Investment Borrowings | 53 | |
| Note 13 - Shareholders' Equity | 55 | |
| Note 14 - Litigation and Other Legal Proceedings | 55 | |
| Note 15 - Consolidated Statement of Cash Flows | 57 | |
| Note 16 - Investments in Variable Interest Entities | 57 | |
| Item 2. | Management's Discussion and Analysis of Consolidated Financial Condition and Results of Operations | 60 |
| Cautionary Statement Regarding Forward-Looking Statements | 60 | |
| Overview | 62 | |
| Governmental Regulation | 65 | |
| Critical Accounting Estimates | 66 | |
| Results of Operations | 67 | |
| 2026 Outlook | 80 | |
| Liquidity and Capital Resources | 80 | |
| Investments | 86 | |
| Investments in Variable Interest Entities | 92 | |
| New Accounting Standards | 94 | |
| Item 3. | Quantitative and Qualitative Disclosures About Market Risk | 94 |
| Item 4. | Controls and Procedures | 94 |
| PART II - OTHER INFORMATION | ||
| Item 1. | Legal Proceedings | 95 |
| Item 1A. | Risk Factors | 95 |
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 95 |
| Item 5. | Other Information | 96 |
| Item 6. | Exhibits | 97 |
PART I - FINANCIAL INFORMATION
ITEM 1. FINANCIAL STATEMENTS.
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