Kentucky First Federal Bancorp
For the period ended Jun 30, 2026. Filed Sep 28, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2026 · Filed Sep 28, 2026
KFFB$5.64-4.8%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
EX-13 · CONSOLIDATED BALANCE SHEETS
CONSOLIDATED BALANCE SHEETS
| 2026 | 2025 | |
|---|---|---|
| ASSETS | ||
| Cash and due from financial institutions | $2,725 | $2,342 |
| Fed funds sold | 1,527 | 8,577 |
| Interest-bearing demand deposits | 12,233 | 8,561 |
| Cash and cash equivalents | 16,485 | 19,480 |
| Securities available-for-sale- at fair value | 10,906 | 9,757 |
| Securities held-to-maturity, at amortized cost-approximate fair value of $132 and $167 at June 30, 2026 and 2025, respectively | 134 | 171 |
| Loans held for sale | 1,185 | 877 |
| Loans, net of allowance for credit losses of $2,257 and $2,170 at June 30, 2026 and 2025, respectively | 319,428 | 327,248 |
| Real estate acquired through foreclosure | 79 | - |
| Office premises and equipment - at depreciated cost | 4,144 | 4,211 |
| Federal Home Loan Bank stock - at cost | 3,892 | 3,980 |
| Accrued interest receivable | 1,648 | 1,438 |
| Bank-owned life insurance | 3,089 | 3,001 |
| Prepaid expenses and other assets | 1,408 | 1,048 |
| Total assets | $362,398 | $371,211 |
| LIABILITIES AND SHAREHOLDERS’ EQUITY | ||
| Savings | $44,551 | $48,616 |
| Certificates of deposit | 183,085 | 199,575 |
| Demand deposit accounts | 33,196 | 29,372 |
| Deposits | 260,832 | 277,563 |
| Federal Home Loan Bank advances | 48,592 | 42,760 |
| Advances by borrowers for taxes and insurance | 974 | 869 |
| Accrued interest payable | 666 | 949 |
| Accrued income taxes | 96 | 63 |
| Deferred income taxes | 37 | 30 |
| Other liabilities | 907 | 608 |
| Total liabilities | 312,104 | 322,842 |
| Shareholders’ equity | ||
| Preferred stock, 500,000 shares authorized, $.01 par value; no shares issued | - | - |
| Common stock, 20,000,000 shares authorized, $.01 par value; 8,596,064 shares issued | 86 | 86 |
| Additional paid-in capital | 34,891 | 34,891 |
| Retained earnings - restricted | 19,415 | 17,506 |
| Treasury shares at cost, 509,349 common shares at June 30, 2026 and 2025, respectively | (3,969) | (3,969) |
| Accumulated other comprehensive loss | (129) | (145) |
| Total shareholders’ equity | 50,294 | 48,369 |
| Total liabilities and shareholders’ equity | $362,398 | $371,211 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.