Skip to main content

SB FINANCIAL GROUP, INC.

For the period ended Dec 31, 2025. Filed Mar 6, 2026.

View on SEC.gov

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 6, 2026

SBFG$28.25-0.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.

SB FINANCIAL GROUP, INC.
Date: March 6, 2026By:/s/ Anthony V. Cosentino
Anthony V. Cosentino, Executive Vice President and Chief Financial Officer

Power of Attorney

KNOW ALL MEN BY THESE PRESENTS, that each undersigned officer and/or director of SB Financial Group, Inc., an Ohio corporation (the “Company”), which is about to file with the Securities and Exchange Commission, Washington, D.C., under the provisions of the Securities Exchange Act of 1934, as amended, the Annual Report of the Company on Form 10-K for the fiscal year ended December 31, 2025, hereby constitutes and appoints Mark A. Klein and Anthony V. Cosentino, and each of them, as his or her true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him or her and in his or her name, place and stead, in any and all capacities, to sign both the Annual Report on Form 10-K and any and all amendments and documents related thereto, and to file the same, and any and all exhibits, financial statements and schedules related thereto, and other documents in connection therewith, with the Securities and Exchange Commission and the NASDAQ Stock Market, granting unto said attorneys-in-fact and agents, and substitute or substitutes, full power and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all things that each of said attorneys-in-fact and agents, or either of them or his or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

NameDateCapacity
/s/ Mark A. KleinMarch 6, 2026Chairman, President and Chief Executive Officer
Mark A. Klein
/s/ Anthony V. CosentinoMarch 6, 2026Executive Vice President and
Anthony V. CosentinoChief Financial Officer
/s/ George W. CarterMarch 6, 2026Director
George W. Carter
/s/ Timothy L. ClaxtonMarch 6, 2026Director
Timothy L. Claxton
/s/ Gaylyn J. FinnMarch 6, 2026Director
Gaylyn J. Finn
/s/ Richard L. HardgroveMarch 6, 2026Director
Richard L. Hardgrove
/s/ Tom R. HelbergMarch 6, 2026Director
Tom R. Helberg
/s/ Mark A. KleinMarch 6, 2026Director
Mark A. Klein
/s/ William G. MartinMarch 6, 2026Director
William G. Martin
/s/ Timothy J. StollyMarch 6, 2026Director
Timothy J. Stolly
/s/ Sue A. StrausbaughMarch 6, 2026Director
Sue A. Strausbaugh
Officers List
SB Financial Group, Inc.
MARK A. KLEINDEBORAH K. GLADDENRANDY L. MOYER
Chairman, President andVice PresidentSenior Vice President
Chief Executive OfficerAccountant IIIBowling Green and Toledo
Market Executive
ANTHONY V. COSENTINORONDA M. HERKO
Executive Vice PresidentVice PresidentCommercial Banking
Chief Financial OfficerHuman Resources Manager
PAUL C. ERWIN
KEETA J. DILLERCARRIE L. KIMMELSenior Vice President
Executive Vice PresidentVice PresidentCommercial Services Officer III
Corporate SecretaryCompliance, CRA & Fair Lending Officer
TIMOTHY P. MOSER
The State Bank and Trust CompanyTHERESA M. GINEMANSenior Vice President
Assistant Vice PresidentAg Lending Manager
AdministrationLoan Review Officer
ROBERT D. EGGLETON
MARK A. KLEINBRENDA K. HILLVice President
Chairman, President andAssistant Vice PresidentCommercial Services Officer III
Chief Executive OfficerContact Center Administrator
ANDREW J. GENTER
ANTHONY V. COSENTINODAWN M. HUTCHESONVice President
Executive Vice PresidentAssistant Vice PresidentCommercial Services Officer III
Chief Financial OfficerAccountant III
KYLE E. KRUPP
KEETA J. DILLERCODI L. KINGVice President
Executive Vice PresidentAssistant Vice PresidentCommercial Services Officer I
Chief Operations OfficerRisk Management Specialist, BSA Officer
SHAUN N. MACK
ERNESTO GAYTANCATHERINE E. PERRYVice President
Executive Vice PresidentAssistant Vice PresidentCommercial Services Officer II
Chief Technology Innovation OfficerQuality Control Manager
JOHN M. NAGEL
STEVEN A. WALZSARAH S. MEKUSVice President
Executive Vice PresidentOfficer, Executive AssistantCommercial Services Officer I
Chief Lending OfficerCorporate Secretary
STEPHANIE L. PARIS
CAROL M. ROBBINSRegional ExecutivesVice President
Senior Vice PresidentCommercial Services Officer I
ControllerADAM V. GRAESSLE
Market PresidentCOLLIN P. SHERBURNE
RONALD E. SPANGLERAssistant Vice President
Senior Vice PresidentANDREW S. FARLEYCommercial Services Officer I
Director of Loan Quality & RecoverySenior Vice President
Lima Market Executive
NICHOLE T. WICHMAN
Senior Vice PresidentSTEFAN R. HARTMAN
Chief Marketing OfficerSenior Vice President
Fort Wayne Market Executive
MICHAEL R. DULLE
Vice PresidentTYSON R. MOSS
Director of Talent ManagementSenior Vice President
Fulton/Williams County
Credit AdministrationGARY A. SAXMANBRIAN E. SMITH
Vice PresidentVice President
AMY M. HOFFMANData Processing EngineerEncompass Administrator
Senior Vice President
Chief Credit OfficerSTEVEN E. STRUBLEKAREN A. VARNER
Vice PresidentVice President
ERICA R. BAREIT Leader, Fiserv PlatformOutside Mortgage Sales Loan Originator
Vice President
Senior Credit AnalystAMANDA D. VOGELSONGROBERT W. WARNER
Vice PresidentVice President
ANDREW M. RICKENBERGDigital Banking OfficerOutside Mortgage Sales Loan Originator
Vice President
Collections and Resource RecoveryJEFF A. EITZMANJACQUELON C. WILSON
AdministratorAssistant Vice PresidentVice President
Systems Administrator- OperationsCommunity Development Mortgage
RONALD J. SWISHERLoan Originator
OfficerSUSAN A. LONG
Commercial Credit AnalystOfficerJENNIFER A. BAKER
Quality Control Analyst - DepositsAssistant Vice President
TAMMIE L. SANTOSenior RRE Underwriter
Vice PresidentMortgage Lending
Director of Consumer LendingRYAN C. CULLIN
STEVEN J. WATSONAssistant Vice President
Information Technology andExecutive Vice PresidentResidential Real Estate Sales Manager
OperationsResidential Real Estate SalesCincinnati Region
Manager - Columbus, Defiance, Findlay
MELINDA L. CLINEANDREA P. DOSECK
Senior Vice PresidentRICHARD A. SMITHAssistant Vice President
Director of Lending OperationsSenior Vice PresidentOutside Mortgage Sales Loan Originator
Residential Real Estate Sales
ASHLEY N. GIBBSManager - Indianapolis RegionADRIANNE FLEEMAN
Vice PresidentAssistant Vice President
Director of Deposit OperationsDENISE S. DAVENPORTSenior RRE Underwriter
Vice President
ANN M. FISHPAWOutside Mortgage Sales Loan OriginatorRYAN G. SIBLEY
Assistant Vice PresidentAssistant Vice President
Deposit Services ManagerKIMBERLY W. DONOVANResidential Real Estate Sales Manager
Vice President
MICHELLE R. LEHMANSenior RRE UnderwriterTAMARA D. TRENKAMP
Assistant Vice PresidentAssistant Vice President
Loan Servicing SupervisorSUSAN A. ERHARTCommunity Development Mortgage
Vice PresidentLoan Originator
MARGARET M. WEHRISenior RRE Underwriter
OfficerZACHARY M. WILLIAMS
Mortgage Servicing SupervisorPARKER H. EVANSAssistant Vice President
Vice PresidentCommunity Development Officer
TADD J. BROOKETSecondary Market ManagerOutside Mortgage Sales Loan Originator
Senior Vice President
Chief Information Security &ANDREW C. PATTON
Infrastructure OfficerVice President
Residential Construction Manager
JEREMY M. DOTSON
Vice PresidentJARED M. PEREZ
Cybersecurity & IT Governance LeaderVice President
Outside Mortgage Sales Loan Originator
Private BankingPREETI SABOOKATIE N. CLEMENTZ
Assistant Vice PresidentVice President
RACHEL R. COPELANDBanking Center Sales ManagerTrust Operations Services Manager
Vice President
PCG Private BankerJAMES R. STATESMARK G. FROELICH
Assistant Vice PresidentVice President
NANCY E. RANKINBanking Center Sales ManagerWealth Management Advisor
Vice President
PCG Private BankerJENNIFER S. WRIGHTMAUREEN G. KILLION
Assistant Vice PresidentAssistant Vice President
SUSAN F. WESTBanking Center Sales ManagerInvestment Advisor
Vice President
PCG Private BankerSBA/ Small Business LendingSBFG Title, LLC
BRIANNE M. FROBOSEBRANDON S. GERKENDAWN E. VAN HORN
Assistant Vice PresidentSenior Vice PresidentSenior Vice President
PCG Private BankerSBA/Small BusinessRegional Licensed Title Manager
Lending Manager
JASON S. MAY
Assistant Vice PresidentTreasury Management
PCG Private Banker
BRANDON E. FELLOWS
Retail BankingVice President
Treasury Management Officer II
PATRICIA A. PEPA
Vice PresidentBROOKE C. FRAZEE
Banking Center Sales ManagerVice President
Treasury Management Officer
BLAKE A. WILLIAMS
Vice PresidentSEAN L. LAFONTAINE
Director of Consumer BankingVice President
& SalesDirector of Treasury Management
MISTY S. FRITSCHWealth Management
Assistant Vice President
Banking Center Sales ManagerDAVID A. BELL
Executive Vice President
EMILY E. MATTHEWSRetirement Services Manager
Assistant Vice President
Banking Center Sales ManagerJENNIFER L. MASON
Senior Vice President
LORI A. NIESEChief Wealth Management Officer
Assistant Vice President
Banking Center Sales Manager IICLINTON B. BEASLEY
Vice President
TERESA G. POORMANWealth Management Advisor
Assistant Vice President
Retail Services & Sales Coordinator
Bank Security Officer
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.