SB FINANCIAL GROUP, INC.
For the period ended Dec 31, 2025. Filed Mar 6, 2026.
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FY2025 · Filed Mar 6, 2026
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Signatures
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.
| SB FINANCIAL GROUP, INC. | ||
| Date: March 6, 2026 | By: | /s/ Anthony V. Cosentino |
|---|---|---|
| Anthony V. Cosentino, Executive Vice President and Chief Financial Officer | ||
Power of Attorney
KNOW ALL MEN BY THESE PRESENTS, that each undersigned officer and/or director of SB Financial Group, Inc., an Ohio corporation (the “Company”), which is about to file with the Securities and Exchange Commission, Washington, D.C., under the provisions of the Securities Exchange Act of 1934, as amended, the Annual Report of the Company on Form 10-K for the fiscal year ended December 31, 2025, hereby constitutes and appoints Mark A. Klein and Anthony V. Cosentino, and each of them, as his or her true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him or her and in his or her name, place and stead, in any and all capacities, to sign both the Annual Report on Form 10-K and any and all amendments and documents related thereto, and to file the same, and any and all exhibits, financial statements and schedules related thereto, and other documents in connection therewith, with the Securities and Exchange Commission and the NASDAQ Stock Market, granting unto said attorneys-in-fact and agents, and substitute or substitutes, full power and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all things that each of said attorneys-in-fact and agents, or either of them or his or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.
| Name | Date | Capacity |
|---|---|---|
| /s/ Mark A. Klein | March 6, 2026 | Chairman, President and Chief Executive Officer |
| Mark A. Klein | ||
| /s/ Anthony V. Cosentino | March 6, 2026 | Executive Vice President and |
| Anthony V. Cosentino | Chief Financial Officer | |
| /s/ George W. Carter | March 6, 2026 | Director |
| George W. Carter | ||
| /s/ Timothy L. Claxton | March 6, 2026 | Director |
| Timothy L. Claxton | ||
| /s/ Gaylyn J. Finn | March 6, 2026 | Director |
| Gaylyn J. Finn | ||
| /s/ Richard L. Hardgrove | March 6, 2026 | Director |
| Richard L. Hardgrove | ||
| /s/ Tom R. Helberg | March 6, 2026 | Director |
| Tom R. Helberg | ||
| /s/ Mark A. Klein | March 6, 2026 | Director |
| Mark A. Klein | ||
| /s/ William G. Martin | March 6, 2026 | Director |
| William G. Martin | ||
| /s/ Timothy J. Stolly | March 6, 2026 | Director |
| Timothy J. Stolly | ||
| /s/ Sue A. Strausbaugh | March 6, 2026 | Director |
| Sue A. Strausbaugh | ||
| Officers List | ||
|---|---|---|
| SB Financial Group, Inc. | ||
| MARK A. KLEIN | DEBORAH K. GLADDEN | RANDY L. MOYER |
| Chairman, President and | Vice President | Senior Vice President |
| Chief Executive Officer | Accountant III | Bowling Green and Toledo |
| Market Executive | ||
| ANTHONY V. COSENTINO | RONDA M. HERKO | |
| Executive Vice President | Vice President | Commercial Banking |
| Chief Financial Officer | Human Resources Manager | |
| PAUL C. ERWIN | ||
| KEETA J. DILLER | CARRIE L. KIMMEL | Senior Vice President |
| Executive Vice President | Vice President | Commercial Services Officer III |
| Corporate Secretary | Compliance, CRA & Fair Lending Officer | |
| TIMOTHY P. MOSER | ||
| The State Bank and Trust Company | THERESA M. GINEMAN | Senior Vice President |
| Assistant Vice President | Ag Lending Manager | |
| Administration | Loan Review Officer | |
| ROBERT D. EGGLETON | ||
| MARK A. KLEIN | BRENDA K. HILL | Vice President |
| Chairman, President and | Assistant Vice President | Commercial Services Officer III |
| Chief Executive Officer | Contact Center Administrator | |
| ANDREW J. GENTER | ||
| ANTHONY V. COSENTINO | DAWN M. HUTCHESON | Vice President |
| Executive Vice President | Assistant Vice President | Commercial Services Officer III |
| Chief Financial Officer | Accountant III | |
| KYLE E. KRUPP | ||
| KEETA J. DILLER | CODI L. KING | Vice President |
| Executive Vice President | Assistant Vice President | Commercial Services Officer I |
| Chief Operations Officer | Risk Management Specialist, BSA Officer | |
| SHAUN N. MACK | ||
| ERNESTO GAYTAN | CATHERINE E. PERRY | Vice President |
| Executive Vice President | Assistant Vice President | Commercial Services Officer II |
| Chief Technology Innovation Officer | Quality Control Manager | |
| JOHN M. NAGEL | ||
| STEVEN A. WALZ | SARAH S. MEKUS | Vice President |
| Executive Vice President | Officer, Executive Assistant | Commercial Services Officer I |
| Chief Lending Officer | Corporate Secretary | |
| STEPHANIE L. PARIS | ||
| CAROL M. ROBBINS | Regional Executives | Vice President |
| Senior Vice President | Commercial Services Officer I | |
| Controller | ADAM V. GRAESSLE | |
| Market President | COLLIN P. SHERBURNE | |
| RONALD E. SPANGLER | Assistant Vice President | |
| Senior Vice President | ANDREW S. FARLEY | Commercial Services Officer I |
| Director of Loan Quality & Recovery | Senior Vice President | |
| Lima Market Executive | ||
| NICHOLE T. WICHMAN | ||
| Senior Vice President | STEFAN R. HARTMAN | |
| Chief Marketing Officer | Senior Vice President | |
| Fort Wayne Market Executive | ||
| MICHAEL R. DULLE | ||
| Vice President | TYSON R. MOSS | |
| Director of Talent Management | Senior Vice President | |
| Fulton/Williams County | ||
| Credit Administration | GARY A. SAXMAN | BRIAN E. SMITH |
|---|---|---|
| Vice President | Vice President | |
| AMY M. HOFFMAN | Data Processing Engineer | Encompass Administrator |
| Senior Vice President | ||
| Chief Credit Officer | STEVEN E. STRUBLE | KAREN A. VARNER |
| Vice President | Vice President | |
| ERICA R. BARE | IT Leader, Fiserv Platform | Outside Mortgage Sales Loan Originator |
| Vice President | ||
| Senior Credit Analyst | AMANDA D. VOGELSONG | ROBERT W. WARNER |
| Vice President | Vice President | |
| ANDREW M. RICKENBERG | Digital Banking Officer | Outside Mortgage Sales Loan Originator |
| Vice President | ||
| Collections and Resource Recovery | JEFF A. EITZMAN | JACQUELON C. WILSON |
| Administrator | Assistant Vice President | Vice President |
| Systems Administrator- Operations | Community Development Mortgage | |
| RONALD J. SWISHER | Loan Originator | |
| Officer | SUSAN A. LONG | |
| Commercial Credit Analyst | Officer | JENNIFER A. BAKER |
| Quality Control Analyst - Deposits | Assistant Vice President | |
| TAMMIE L. SANTO | Senior RRE Underwriter | |
| Vice President | Mortgage Lending | |
| Director of Consumer Lending | RYAN C. CULLIN | |
| STEVEN J. WATSON | Assistant Vice President | |
| Information Technology and | Executive Vice President | Residential Real Estate Sales Manager |
| Operations | Residential Real Estate Sales | Cincinnati Region |
| Manager - Columbus, Defiance, Findlay | ||
| MELINDA L. CLINE | ANDREA P. DOSECK | |
| Senior Vice President | RICHARD A. SMITH | Assistant Vice President |
| Director of Lending Operations | Senior Vice President | Outside Mortgage Sales Loan Originator |
| Residential Real Estate Sales | ||
| ASHLEY N. GIBBS | Manager - Indianapolis Region | ADRIANNE FLEEMAN |
| Vice President | Assistant Vice President | |
| Director of Deposit Operations | DENISE S. DAVENPORT | Senior RRE Underwriter |
| Vice President | ||
| ANN M. FISHPAW | Outside Mortgage Sales Loan Originator | RYAN G. SIBLEY |
| Assistant Vice President | Assistant Vice President | |
| Deposit Services Manager | KIMBERLY W. DONOVAN | Residential Real Estate Sales Manager |
| Vice President | ||
| MICHELLE R. LEHMAN | Senior RRE Underwriter | TAMARA D. TRENKAMP |
| Assistant Vice President | Assistant Vice President | |
| Loan Servicing Supervisor | SUSAN A. ERHART | Community Development Mortgage |
| Vice President | Loan Originator | |
| MARGARET M. WEHRI | Senior RRE Underwriter | |
| Officer | ZACHARY M. WILLIAMS | |
| Mortgage Servicing Supervisor | PARKER H. EVANS | Assistant Vice President |
| Vice President | Community Development Officer | |
| TADD J. BROOKET | Secondary Market Manager | Outside Mortgage Sales Loan Originator |
| Senior Vice President | ||
| Chief Information Security & | ANDREW C. PATTON | |
| Infrastructure Officer | Vice President | |
| Residential Construction Manager | ||
| JEREMY M. DOTSON | ||
| Vice President | JARED M. PEREZ | |
| Cybersecurity & IT Governance Leader | Vice President | |
| Outside Mortgage Sales Loan Originator | ||
| Private Banking | PREETI SABOO | KATIE N. CLEMENTZ |
|---|---|---|
| Assistant Vice President | Vice President | |
| RACHEL R. COPELAND | Banking Center Sales Manager | Trust Operations Services Manager |
| Vice President | ||
| PCG Private Banker | JAMES R. STATES | MARK G. FROELICH |
| Assistant Vice President | Vice President | |
| NANCY E. RANKIN | Banking Center Sales Manager | Wealth Management Advisor |
| Vice President | ||
| PCG Private Banker | JENNIFER S. WRIGHT | MAUREEN G. KILLION |
| Assistant Vice President | Assistant Vice President | |
| SUSAN F. WEST | Banking Center Sales Manager | Investment Advisor |
| Vice President | ||
| PCG Private Banker | SBA/ Small Business Lending | SBFG Title, LLC |
| BRIANNE M. FROBOSE | BRANDON S. GERKEN | DAWN E. VAN HORN |
| Assistant Vice President | Senior Vice President | Senior Vice President |
| PCG Private Banker | SBA/Small Business | Regional Licensed Title Manager |
| Lending Manager | ||
| JASON S. MAY | ||
| Assistant Vice President | Treasury Management | |
| PCG Private Banker | ||
| BRANDON E. FELLOWS | ||
| Retail Banking | Vice President | |
| Treasury Management Officer II | ||
| PATRICIA A. PEPA | ||
| Vice President | BROOKE C. FRAZEE | |
| Banking Center Sales Manager | Vice President | |
| Treasury Management Officer | ||
| BLAKE A. WILLIAMS | ||
| Vice President | SEAN L. LAFONTAINE | |
| Director of Consumer Banking | Vice President | |
| & Sales | Director of Treasury Management | |
| MISTY S. FRITSCH | Wealth Management | |
| Assistant Vice President | ||
| Banking Center Sales Manager | DAVID A. BELL | |
| Executive Vice President | ||
| EMILY E. MATTHEWS | Retirement Services Manager | |
| Assistant Vice President | ||
| Banking Center Sales Manager | JENNIFER L. MASON | |
| Senior Vice President | ||
| LORI A. NIESE | Chief Wealth Management Officer | |
| Assistant Vice President | ||
| Banking Center Sales Manager II | CLINTON B. BEASLEY | |
| Vice President | ||
| TERESA G. POORMAN | Wealth Management Advisor | |
| Assistant Vice President | ||
| Retail Services & Sales Coordinator | ||
| Bank Security Officer | ||
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.