Kentucky First Federal Bancorp
For the period ended Dec 31, 2025. Filed Feb 13, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Dec 31, 2025 · Filed Feb 13, 2026
KFFB$5.64-4.8%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Balance Sheets
(In thousands, except share data)
| December 31, 2025 | June 30, 2025 | |
|---|---|---|
| Unaudited | ||
| ASSETS | ||
| Cash and due from financial institutions | $2,326 | $2,342 |
| Fed funds sold | 3,266 | 8,577 |
| Interest-bearing demand deposits | 14,080 | 8,561 |
| Cash and cash equivalents | 19,672 | 19,480 |
| Securities available-for-sale, at fair value | 11,185 | 9,757 |
| Securities held-to-maturity, at amortized cost-approximate fair value of $151 and $167 at December 31, 2025 and June 30, 2025, respectively | 152 | 171 |
| Loans held for sale | 623 | 877 |
| Loans, net of allowance for credit losses of $2,176 and $2,170 at December 31, 2025 and June 30, 2025, respectively | 329,829 | 327,248 |
| Office premises and equipment - at depreciated cost | 4,184 | 4,211 |
| Federal Home Loan Bank stock - at cost | 3,805 | 3,980 |
| Accrued interest receivable | 1,469 | 1,438 |
| Bank-owned life insurance | 3,045 | 3,001 |
| Prepaid income taxes | 99 | - |
| Prepaid expenses and other assets | 1,215 | 1,048 |
| Total assets | $375,278 | $371,211 |
| LIABILITIES AND SHAREHOLDERS’ EQUITY | ||
| Savings | $43,496 | $48,616 |
| Certificates of deposit | 199,452 | 199,575 |
| Demand deposit accounts | 30,246 | 29,372 |
| Deposits | 273,194 | 277,563 |
| Federal Home Loan Bank advances | 51,448 | 42,760 |
| Advances by borrowers for taxes and insurance | 255 | 869 |
| Accrued interest payable | 510 | 949 |
| Accrued income tax | - | 63 |
| Deferred income taxes | 122 | 30 |
| Other liabilities | 648 | 608 |
| Total liabilities | 326,177 | 322,842 |
| Shareholders’ equity | ||
| Preferred stock, 500,000 shares authorized, $.01 par value; no shares issued | - | - |
| Common stock, 20,000,000 shares authorized, $.01 par value; 8,596,064 shares issued | 86 | 86 |
| Additional paid-in capital | 34,891 | 34,891 |
| Retained earnings - restricted | 18,154 | 17,506 |
| Treasury shares at cost, 509,349 common shares at December 31, 2025 and June 30, 2025, respectively | (3,969) | (3,969) |
| Accumulated other comprehensive loss | (61) | (145) |
| Total shareholders’ equity | 49,101 | 48,369 |
| Total liabilities and shareholders’ equity | $375,278 | $371,211 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.