Commercial Bancgroup, Inc.
For the period ended Sep 30, 2025. Filed Nov 14, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 14, 2025
CBK$32.66+0.1%Stored close · as of Nov 6, 2026
Contents
Item 1. Consolidated Balance Sheets as of September 30, 2025 (unaudited) and December 31, 2024
Consolidated Balance Sheets
| (Unaudited) | (Audited) | |
|---|---|---|
| September 30, | December 31, | |
| 2025 | 2024 | |
| Assets | ||
| Cash and due from banks | $44,242,184 | $18,991,800 |
| Federal funds sold | 31,841,525 | 43,742,762 |
| Interest-bearing deposits in banks | 78,703,235 | 115,463,354 |
| Cash and cash equivalents | 154,786,944 | 178,197,916 |
| Available-for-sale securities, at fair value | 29,555,603 | 47,937,616 |
| Held-to-maturity securities, at amortized cost | 131,915,382 | 128,216,954 |
| Loans, net of allowance for credit losses of $17,942,293 and $18,205,421 on September 30, 2025 and December 31, 2024, respectively | 1,749,250,647 | 1,788,791,583 |
| Premises and equipment, net | 50,268,024 | 50,288,378 |
| Restricted stock, at cost | 8,163,700 | 8,264,150 |
| Foreclosed assets held for sale, net | 532,953 | 831,662 |
| Interest receivable | 7,096,937 | 7,187,304 |
| Bank owned life insurance | 46,482,172 | 45,883,124 |
| Core deposits and other intangibles | 4,638,230 | 5,824,968 |
| Goodwill | 8,510,852 | 8,514,092 |
| Deferred tax asset | 1,426,948 | 1,078,881 |
| Other | 21,779,863 | 30,194,510 |
| Total assets | $2,214,408,255 | $2,301,211,138 |
| Liabilities and Shareholders’ Equity | ||
| Liabilities | ||
| Deposits | ||
| Demand | $928,957,598 | $976,481,028 |
| Savings, NOW and money market | 382,002,346 | 385,614,692 |
| Time | 469,673,638 | 576,501,235 |
| Total deposits | 1,780,633,582 | 1,938,596,955 |
| Short-term borrowings | 62,662,527 | 3,391,566 |
| Long-term debt | 100,097,343 | 105,772,642 |
| Interest payable | 3,410,094 | 4,224,695 |
| Other liabilities | 22,451,383 | 28,969,497 |
| Total liabilities | 1,969,254,929 | 2,080,955,355 |
| Shareholders’ equity | ||
| Common stock $0.01 par value per share; 50,000,000 shares authorized; 12,239,644 shares issued and outstanding at; September 30, 2025; 12,113,144 at December 31, 2024 | 122,396 | 121,131 |
| Additional paid-in capital | 8,406,116 | 9,388,181 |
| Retained earnings | 237,366,245 | 212,310,977 |
| Accumulated other comprehensive loss | (741,431) | (1,564,506) |
| Total shareholders’ equity | 245,153,326 | 220,255,783 |
| Total liabilities and shareholders’ equity | $2,214,408,255 | $2,301,211,138 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.