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Kentucky First Federal Bancorp

For the period ended Jun 30, 2025. Filed Sep 30, 2025.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Sep 30, 2025

KFFB$5.78+2.4%Stored close · as of Nov 10, 2026

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Contents

EX-13 · STATEMENTS OF OPERATIONS AND COMPREHENSIVE (LOSS) INCOME

STATEMENTS OF OPERATIONS AND COMPREHENSIVE (LOSS) INCOME

Years ended June 30, 2025 and 2024

(in thousands)20252024
Income
Interest income$2$3
Dividends from First Federal of Hazard453-
Equity in undistributed (excess distributed) earnings of First Federal of Hazard(273)(29)
Dividends from Frankfort First--
Equity in undistributed (excess distributed) earnings of Frankfort First316(1,291)
Total income498(1,317)
Non-interest expenses462510
Earnings (loss) before income taxes36(1,827)
Income tax expense (benefit)(96)(106)
Net income (loss)132(1,721)
Other comprehensive (loss) income, net of tax-related effects:
Unrealized holding losses on securities designated as available-for-sale during the year, net of taxes of $63 and $30 in 2025 and 2024, respectively19191
323$(1,630)

NOTE L - CONDENSED FINANCIAL STATEMENTS OF KENTUCKY FIRST FEDERAL BANCORP (continued)

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.