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Kentucky First Federal Bancorp

For the period ended Jun 30, 2025. Filed Sep 30, 2025.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Sep 30, 2025

KFFB$5.64-4.8%Stored close · as of Nov 9, 2026

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Contents

EX-13 · Opinion on the Financial Statements

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheet of Kentucky First Federal Bancorp (the Company) as of June 30, 2025 and 2024 and the related consolidated statement of operations, comprehensive income (loss), changes in shareholders’ equity, and cash flows for the years ended June 30, 2025 and 2024, and the related notes and schedules (collectively referred to as the financial statements). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Company as of June 30, 2025 and 2024 and the results of its operations and its cash flows for the years ended June 30, 2025 and 2024, in conformity with accounting principles generally accepted in the United States of America.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.