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Midas Edge

Kentucky First Federal Bancorp

For the period ended Jun 30, 2025. Filed Sep 30, 2025.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Sep 30, 2025

KFFB$5.64-4.8%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

EX-13 · CONSOLIDATED STATEMENTS OF OPERATIONS

CONSOLIDATED STATEMENTS OF OPERATIONS

20252024
Interest income
Loans, including fees$17,742$15,013
Mortgage-backed securities301375
Interest-bearing deposits and other1,194889
Total interest income19,23716,277
Interest expense
Deposits8,1466,060
Borrowings2,7503,223
Total interest expense10,8969,283
Net interest income8,3416,994
Provision for credit losses3924
Net interest income after provision for loan losses8,3026,970
Non-interest income
Earnings on bank-owned life insurance8684
Net gains on sales of loans20114
Other213153
Total non-interest income500251
Non-interest expense
Employee compensation and benefits4,8464,989
Data processing674517
Occupancy and equipment550592
FDIC insurance premiums253238
Voice and data communications136122
Advertising186167
Outside service fees511451
Audit and accounting354344
Franchise and other taxes132108
Foreclosure and REO expense, net8889
Regulatory Assessments9766
Goodwill Impairment-947
Other non-interest expense737551
Total non-interest expense8,5649,181
Income (loss) before income taxes238(1,960)
Income tax expense (benefit)
Current20750
Deferred(150)(289)
Total income tax expense (benefit)57(239)
NET INCOME (LOSS)$181$(1,721)
EARNINGS (LOSS) PER SHARE
Basic and diluted$0.02$(0.21)
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.