Kentucky First Federal Bancorp
For the period ended Jun 30, 2024. Filed Oct 3, 2024.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2024 · Filed Oct 3, 2024
KFFB$5.64-4.8%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
EX-13 · CONSOLIDATED STATEMENTS OF OPERATIONS
CONSOLIDATED STATEMENTS OF OPERATIONS
| 2024 | 2023 | |
|---|---|---|
| Interest income | ||
| Loans, including fees | $15,013 | $11,812 |
| Mortgage-backed securities | 375 | 453 |
| Interest-bearing deposits and other | 889 | 493 |
| Total interest income | 16,277 | 12,758 |
| Interest expense | ||
| Deposits | 6,060 | 1,811 |
| Borrowings | 3,223 | 2,091 |
| Total interest expense | 9,283 | 3,902 |
| Net interest income | 6,994 | 8,856 |
| Provision for credit losses | 24 | 113 |
| Net interest income after provision for loan losses | 6,970 | 8,743 |
| Non-interest income | ||
| Earnings on bank-owned life insurance | 84 | 81 |
| Net gains on sales of loans | 14 | 5 |
| Net gain on sale of property and equipment | - | 10 |
| Other | 153 | 206 |
| Total non-interest income | 251 | 302 |
| Non-interest expense | ||
| Employee compensation and benefits | 4,989 | 4,915 |
| Data processing | 517 | 518 |
| Occupancy and equipment | 592 | 610 |
| FDIC insurance premiums | 238 | 117 |
| Voice and data communications | 122 | 124 |
| Advertising | 167 | 151 |
| Outside service fees | 451 | 242 |
| Audit and accounting | 344 | 213 |
| Franchise and other taxes | 108 | 136 |
| Foreclosure and REO expense, net | 89 | 103 |
| Regulatory Assessments | 66 | 81 |
| Goodwill Impairment | 947 | - |
| Other non-interest expense | 551 | 608 |
| Total non-interest expense | 9,181 | 7,818 |
| Income (loss) before income taxes | (1,960) | 1,227 |
| Income tax expense (benefit) | ||
| Current | 50 | 528 |
| Deferred | (289) | (234) |
| Total income tax expense (benefit) | (239) | 294 |
| NET INCOME (LOSS) | $(1,721) | $933 |
| EARNINGS (LOSS) PER SHARE | ||
| Basic and diluted | $(0.21) | $0.11 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.