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SOUTHERN FIRST BANCSHARES INC

For the period ended Sep 30, 2026. Filed Oct 30, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Oct 30, 2026

SFST$60.82+2.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

INDEX

Page
PART I – CONSOLIDATED FINANCIAL INFORMATION
Item 1. · Consolidated Financial Statements
Consolidated Balance Sheets3
Consolidated Statements of Income4
Consolidated Statements of Comprehensive Income5
Consolidated Statements of Shareholders’ Equity6
Consolidated Statements of Cash Flows7
Notes to Unaudited Consolidated Financial Statements8
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations27
Item 3.Quantitative and Qualitative Disclosures about Market Risk46
Item 4.Controls and Procedures47
PART II – OTHER INFORMATION
Item 1.Legal Proceedings47
Item 1A.Risk Factors47
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds48
Item 3.Defaults upon Senior Securities48
Item 4.Mine Safety Disclosures48
Item 5.Other Information48
Item 6.Exhibits48
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.