EQUITY BANCSHARES INC
For the period ended Sep 30, 2026. Filed Nov 6, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 6, 2026
EQBK$49.21-0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Cash Flows
| EQUITY BANCSHARES, INC. | ||
|---|---|---|
| CONSOLIDATED STATEMENTS OF CASH FLOWS | ||
| For the Nine Months Ended September 30, 2026, and 2025 | ||
| (Dollar amounts in thousands) | ||
| (Unaudited)September 30, | ||
| 2026 | 2025 | |
| Cash flows from operating activities | ||
| Net income | $70,179 | $642 |
| Adjustments to reconcile net income to net cash from operating activities: | ||
| Stock-based compensation | 3,612 | 4,221 |
| Depreciation | 5,371 | 4,473 |
| Amortization of operating lease right-of-use asset | 1,032 | 367 |
| Amortization of cloud computing implementation costs | 21 | 62 |
| Provision (reversal) for credit losses | 8,916 | 8,969 |
| Net amortization (accretion) of purchase valuation adjustments | (10,658) | (4,187) |
| Amortization (accretion) of premiums and discounts on securities | (8,712) | (2,004) |
| Amortization of intangible assets | 6,207 | 3,448 |
| Deferred income taxes | 3,796 | (52) |
| Federal Home Loan Bank stock dividends | (818) | (853) |
| Loss (gain) on sales and valuation adjustments on other real estate owned | 199 | 731 |
| Net loss (gain) on sales and settlements of securities | — | 53,307 |
| Change in unrealized (gains) losses on equity securities | 672 | 21 |
| Loss (gain) on disposal of premises and equipment | (1,066) | 62 |
| Loss (gain) on lease termination | — | 3 |
| Loss (gain) on sales and valuation adjustments on repossessed assets | (79) | (52) |
| Loss on debt extinguishment | — | 1,361 |
| Loss (gain) on sales of loans | (1,288) | (306) |
| Originations of loans held for sale | (62,777) | (15,866) |
| Proceeds from the sale of loans held for sale | 63,088 | 16,068 |
| Increase in the value of bank-owned life insurance | (4,594) | (6,307) |
| Change in fair value of derivatives recognized in earnings | 100 | 171 |
| Payments on operating lease payable | (1,256) | (459) |
| Net change in: | ||
| Interest receivable | 1,908 | 776 |
| Other assets | 10,327 | 8,478 |
| Interest payable and other liabilities | (12,770) | (14,658) |
| Net cash provided by operating activities | 71,410 | 58,416 |
| Cash flows (to) from investing activities | ||
| Purchases of available-for-sale securities | (537,659) | (541,277) |
| Proceeds from sales, calls, pay-downs and maturities of available-for-sale securities | 357,671 | 696,597 |
| Proceeds from calls, pay-downs and maturities of held-to-maturity securities | 128 | 18 |
| Net change in interest-bearing time deposits | 96 | (9) |
| Net change in loans | 91,487 | (39,146) |
| Purchase of mortgage loans | (15,923) | — |
| Purchase of government guaranteed loans | (33,596) | (61,987) |
| Purchase of premises and equipment | (14,429) | (7,768) |
| Proceeds from sale of premises and equipment | 3,988 | 447 |
| Proceeds from sale of repossessed assets | 755 | 5,423 |
| Net redemptions (purchases) of Federal Home Loan Bank and Federal Reserve Bank stock | (1,493) | (4,327) |
| Net redemptions (purchases) of correspondent and miscellaneous other stock | (700) | (744) |
| Proceeds from sale of other real estate owned | 1,737 | 1,566 |
| Proceeds from investments in tax credit structures and resulting contractual obligations | 1,086 | — |
| Proceeds from bank owned life insurance death benefits | 1,341 | 4,308 |
| Net cash (paid) received from acquisition of NBC Corp. of Oklahoma | — | 150,431 |
| Net cash (paid) received from acquisition of Frontier Holdings, LLC | 12,819 | — |
| Net cash (used in) provided by investing activities | (132,692) | 203,532 |
|---|---|---|
| Cash flows (to) from financing activities | ||
| Net increase (decrease) in deposits | (102,603) | (86,251) |
| Net change in federal funds purchased and retail repurchase agreements | 4,549 | 432 |
| Net borrowings (repayments) on Federal Home Loan Bank line of credit | 102,009 | 163,304 |
| Proceeds from Federal Home Loan Bank term advances | 159,454 | 896,466 |
| Principal repayments on Federal Home Loan Bank term advances | (312,479) | (900,000) |
| Proceeds from Federal Reserve Bank borrowings | 3,000 | 2,000 |
| Principal payments on Federal Reserve Bank borrowings | (3,000) | (2,000) |
| Proceeds from issuance of common stock, net | — | (73) |
| Proceeds from the exercise of employee stock options | 928 | 183 |
| Proceeds from employee stock purchase plan | 1,005 | 882 |
| Proceeds from subordinated debt | — | 75,000 |
| Debt issue cost | — | (1,054) |
| Principal payments on subordinated debt | — | (75,000) |
| Principal payments on bank stock loan | (22,486) | — |
| Purchase of treasury stock | (32,567) | (6,801) |
| Net change in contractual obligations | 4,903 | (5,402) |
| Dividends paid on common stock | (10,980) | (7,971) |
| Net cash (used in) provided by financing activities | (208,267) | 53,715 |
| Net change in cash and cash equivalents | (269,549) | 315,663 |
| Cash and cash equivalents, beginning of period | 607,817 | 383,747 |
| Ending cash and cash equivalents | $338,268 | $699,410 |
| Supplemental cash flow information: | ||
| Interest paid | $106,548 | $75,815 |
| Income taxes paid, net of refunds | (9,540) | 11,112 |
| Supplemental noncash disclosures: | ||
| Other real estate owned acquired in settlement of loans | 1,787 | 671 |
| Other repossessed assets acquired in settlement of loans | 519 | 759 |
| Purchase of investments in tax credit structures and resulting contractual obligations | — | 10,000 |
| Securities traded but not settled | — | 9,444 |
| Total fair value of assets acquired in purchase of NBC Corp. of Oklahoma, net of cash | — | 729,524 |
| Total fair value of liabilities assumed in purchase of NBC Corp. of Oklahoma | — | 835,565 |
| Total fair value of assets acquired in purchase of Frontier Holdings, LLC, net of cash | 1,402,787 | — |
| Total fair value of liabilities assumed in purchase of Frontier Holdings, LLC | 1,307,265 | — |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.