CVB FINANCIAL CORP

For the period ended Sep 30, 2026. Filed Nov 6, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 6, 2026

CVBF$22.79-0.7%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

CONDENSED CONSOLIDATED STATEMENTS OF EARNINGS AND COMPREHENSIVE INCOME

(Dollars in thousands, except per share amounts)

Three Months Ended · Nine Months Ended
	September 30,		September 30,
	2026	2025	2026	2025
Interest income
Loans and leases, including fees	$171,500	$110,825	$443,984	$328,741
Investment securities:
Investment securities available-for-sale	29,384	18,867	72,013	55,900
Investment securities held-to-maturity	12,180	12,812	36,968	38,719
Total investment income	41,564	31,679	108,981	94,619
Dividends from FHLB, FRB, and other stock	2,039	377	4,577	1,167
Interest-earning deposits with other institutions	5,546	7,231	14,345	12,796
Total interest income	220,649	150,112	571,887	437,323
Interest expense
Deposits	31,965	26,096	87,136	76,247
Borrowings and customer repurchase agreements	8,582	8,109	23,261	22,310
Subordinated debt	780	—	1,419	—
Other	256	330	750	1,137
Total interest expense	41,583	34,535	112,566	99,694
Net interest income before (recapture of) provision for credit losses	179,066	115,577	459,321	337,629
(Recapture of) provision for credit losses	(1,000)	1,000	2,000	(1,000)
Net interest income after (recapture of) provision for credit losses	180,066	114,577	457,321	338,629
Noninterest income
Service charges on deposit accounts	5,562	4,859	15,715	14,726
Trust and investment services	3,825	3,875	11,733	11,002
Bankcard services	718	684	2,009	1,961
BOLI income	4,072	3,267	10,703	9,326
Loss on sale of available-for-sale investment securities	—	(8,185)	—	(8,185)
(Loss) gain on other real estate owned (“OREO”), net	(134)	—	(134)	2,183
Other	2,451	8,506	7,757	12,965
Total noninterest income	16,494	13,006	47,783	43,978
Noninterest expense
Salaries and employee benefits	47,608	35,876	131,637	107,352
Occupancy and equipment	8,510	5,823	22,878	17,927
Professional services	3,708	2,350	9,476	6,622
Computer software expense	5,744	4,350	16,183	12,981
Marketing and promotion	2,692	1,738	6,851	5,543
Amortization of intangible assets	3,980	1,003	8,407	3,312
Provision for unfunded loan commitments	—	500	4,750	1,000
Acquisition related expenses	8,140	—	40,669	—
Other	10,098	6,936	24,575	20,539
Total noninterest expense	90,480	58,576	265,426	175,276
Earnings before income taxes	106,080	69,007	239,678	207,331
Income tax expense	27,982	16,421	62,317	53,077
Net earnings	$78,098	$52,586	$177,361	$154,254
Other comprehensive income
Unrealized (loss) gain on securities and derivatives arising during the period, before tax	$(94,799)	$28,752	$(95,420)	$93,726
Less: Income tax benefit (expense) related to items of other comprehensive income	27,559	(8,396)	27,739	(29,438)
Other comprehensive (loss) income, net of tax	(67,240)	20,356	(67,681)	64,288
Comprehensive income	$10,858	$72,942	$109,680	$218,542
Basic earnings per common share	$0.44	$0.38	$1.11	$1.12
Diluted earnings per common share	$0.44	$0.38	$1.11	$1.11

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.