HANMI FINANCIAL CORP
For the period ended Sep 30, 2026. Filed Nov 6, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Loans
Loans (excluding loans held for sale), net of deferred loan fees and costs, discounts and the allowance for credit losses, increased $4.4 million to $6.50 billion at September 30, 2026 from $6.49 billion at December 31, 2025. For the nine months ended September 30, 2026, there was $1.29 billion in new loan production, offset by $805.6 million in loan sales and payoffs, and amortization and other reductions of $482.4 million. Loan production consisted of commercial real estate loans of $528.4 million, residential mortgage loans of $156.2 million, commercial and industrial loans of $394.2 million, equipment financing agreements of $95.7 million, and SBA loans of $118.8 million.
Loans held for sale increased $23.8 million to $31.2 million at September 30, 2026 from $7.4 million at December 31, 2025, primarily due to the addition of an $18.0 million nonperforming commercial real estate loan transferred to loans held for sale during the three months ended September 30, 2026.
The table below shows the maturity distribution of outstanding loans, before the allowance for credit losses as of September 30, 2026. In addition, the table shows the distribution of such loans between those with floating or variable interest rates and those with fixed or predetermined interest rates.
| Within OneYear | After OneYear butWithinThreeYears | After ThreeYears butWithinFiveYears | After FiveYears butWithinFifteenYears | AfterFifteenYears | Total | |
|---|---|---|---|---|---|---|
| (in thousands) | ||||||
| Real estate loans: | ||||||
| Commercial property | ||||||
| Retail | $219,534 | $342,545 | $423,402 | $80,668 | $84,201 | $1,150,350 |
| Hospitality | 264,050 | 272,155 | 285,029 | 43,118 | 19,331 | 883,683 |
| Office | 202,680 | 202,855 | 61,342 | 7,396 | 9,490 | 483,763 |
| Other | 322,538 | 447,643 | 646,891 | 72,258 | 37,340 | 1,526,670 |
| Total commercial property loans | 1,008,802 | 1,265,198 | 1,416,664 | 203,440 | 150,362 | 4,044,466 |
| Construction | 11,198 | — | — | — | — | 11,198 |
| Residential | 4,668 | 62 | 456 | 10,130 | 986,508 | 1,001,824 |
| Total real estate loans | 1,024,668 | 1,265,260 | 1,417,120 | 213,570 | 1,136,870 | 5,057,488 |
| Commercial and industrial loans | 428,313 | 235,638 | 299,621 | 207,696 | 346 | 1,171,614 |
| Equipment financing agreements | 35,395 | 148,674 | 140,989 | 14,541 | — | 339,599 |
| Total loans | $1,488,376 | $1,649,572 | $1,857,730 | $435,807 | $1,137,216 | $6,568,701 |
| Loans with predetermined interest rates | 904,282 | 755,256 | 841,220 | 39,422 | 263,749 | 2,803,929 |
| Loans with variable interest rates | 584,094 | 894,316 | 1,016,510 | 396,385 | 873,467 | 3,764,772 |
The table below shows the maturity distribution of outstanding loans, before the allowance for credit losses, with fixed or predetermined interest rates, as of September 30, 2026.
| Within OneYear | After OneYear butWithin ThreeYears | After ThreeYears butWithin FiveYears | After FiveYears butWithinFifteenYears | AfterFifteenYears | Total | |
|---|---|---|---|---|---|---|
| (in thousands) | ||||||
| Real estate loans: | ||||||
| Commercial property | ||||||
| Retail | $185,360 | $121,618 | $279,692 | $10,539 | $423 | $597,632 |
| Hospitality | 158,295 | 102,887 | 63,064 | — | — | 324,246 |
| Office | 144,538 | 153,697 | 46,290 | — | — | 344,525 |
| Other | 182,137 | 219,445 | 301,738 | 7,291 | 3,591 | 714,202 |
| Total commercial property loans | 670,330 | 597,647 | 690,784 | 17,830 | 4,014 | 1,980,605 |
| Construction | — | — | — | — | — | — |
| Residential | 1,353 | — | 329 | 6,033 | 259,735 | 267,450 |
| Total real estate loans | 671,683 | 597,647 | 691,113 | 23,863 | 263,749 | 2,248,055 |
| Commercial and industrial loans | 197,204 | 8,935 | 9,118 | 1,018 | — | 216,275 |
| Equipment financing agreements | 35,395 | 148,674 | 140,989 | 14,541 | — | 339,599 |
| Total loans | $904,282 | $755,256 | $841,220 | $39,422 | $263,749 | $2,803,929 |
The table below shows the maturity distribution of outstanding loans, before the allowance for credit losses, with floating or variable interest rates (including floating, adjustable and hybrids), as of September 30, 2026.
| Within OneYear · After OneYear butWithin ThreeYears · After ThreeYears butWithin FiveYears · After FiveYears butWithinFifteenYears · AfterFifteenYears · Total | |||||||
|---|---|---|---|---|---|---|---|
| (in thousands) | |||||||
| Real estate loans: | |||||||
| Commercial property | |||||||
| Retail | $34,174 | $220,927 | $143,710 | $70,129 | $83,778 | $552,718 | |
| Hospitality | 105,755 | 169,268 | 221,965 | 43,118 | 19,331 | 559,437 | |
| Office | 58,142 | 49,158 | 15,052 | 7,396 | 9,490 | 139,238 | |
| Other | 140,401 | 228,198 | 345,153 | 64,967 | 33,749 | 812,468 | |
| Total commercial property loans | 338,472 | 667,551 | 725,880 | 185,610 | 146,348 | 2,063,861 | |
| Construction | 11,198 | — | — | — | 11,198 | ||
| Residential | 3,315 | 62 | 127 | 4,097 | 726,773 | 734,374 | |
| Total real estate loans | 352,985 | 667,613 | 726,007 | 189,707 | 873,121 | 2,809,433 | |
| Commercial and industrial loans | 231,109 | 226,703 | 290,503 | 206,678 | 346 | 955,339 | |
| Total loans | $584,094 | $894,316 | $1,016,510 | $396,385 | $873,467 | $3,764,772 | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.