Winchester Bancorp, Inc./MD/
For the period ended Sep 30, 2026. Filed Nov 4, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 4, 2026
WSBK$13.67+0.4%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
Consolidated Balance Sheets (unaudited)
September 30, 2026 and June 30, 2026
| September 30, | June 30, | |
|---|---|---|
| 2026 | 2026 | |
| (In thousands, except share data) | ||
| Assets | ||
| Cash and due from banks | $1,370 | $1,283 |
| Interest-bearing deposits | 61,803 | 58,764 |
| Total cash and cash equivalents | 63,173 | 60,047 |
| Securities available for sale, at fair value (amortized cost of $69,834 at September 30, 2026 and $69,620 at June 30, 2026) | 66,144 | 68,776 |
| Securities held to maturity, at amortized cost | 57,013 | 56,228 |
| Federal Home Loan Bank stock, at cost | 6,312 | 6,791 |
| Loans, net of allowance for credit losses of $5,133 at September 30, 2026 and $4,783 at June 30, 2026 | 908,696 | 870,773 |
| Bank owned life insurance | 16,549 | 11,397 |
| Premises and equipment, net | 5,799 | 5,590 |
| Accrued interest receivable | 3,818 | 4,034 |
| Net deferred tax asset | 1,726 | 1,092 |
| Other assets | 11,956 | 11,208 |
| Total assets | $1,141,186 | $1,095,936 |
| Liabilities and stockholders' equity | ||
| Non-interest-bearing deposits | $63,372 | $63,168 |
| Interest-bearing deposits | 799,280 | 746,068 |
| Federal Home Loan Bank advances | 149,923 | 158,158 |
| Mortgagors’ escrow accounts | 2,125 | 1,809 |
| Accrued expenses and other liabilities | 6,859 | 6,220 |
| Total liabilities | 1,021,559 | 975,423 |
| Commitments and contingencies | ||
| Preferred stock, $.01 par value, 5,000,000 shares authorized, none outstanding | — | — |
| Common stock, $.01 par value, 20,000,000 shares authorized, 9,295,376 issued and outstanding as of September 30, 2026 and June 30, 2026 | 93 | 93 |
| Additional paid-in capital | 39,599 | 39,586 |
| Unearned compensation (ESOP) | (3,108) | (3,151) |
| Retained earnings | 86,409 | 85,141 |
| Accumulated other comprehensive loss | (3,366) | (1,156) |
| Total stockholders' equity | 119,627 | 120,513 |
| Total liabilities and stockholders' equity | $1,141,186 | $1,095,936 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.