WESBANCO INC
For the period ended Sep 30, 2026. Filed Oct 29, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 29, 2026
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Non-interest Income by Revenue Stream
Table 27: Non-interest Income by Revenue Stream
| Point of Revenue · For the Three Months Ended September 30, · For the Nine MonthsEnded September 30, | |||||
|---|---|---|---|---|---|
| (unaudited, in thousands) | Recognition | 2026 | 2025 | 2026 | 2025 |
| Revenue Streams | |||||
| Trust fees | |||||
| Trust account fees | Over time | $7,411 | $6,955 | $23,390 | $21,327 |
| WesMark fees | Over time | 2,255 | 2,032 | 6,548 | 6,015 |
| Total trust fees | 9,666 | 8,987 | 29,938 | 27,342 | |
| Service charges on deposits | |||||
| Commercial banking fees | Over time | 2,785 | 2,463 | 8,146 | 6,846 |
| Personal service charges | At a point in time and over time | 9,478 | 8,700 | 26,623 | 23,387 |
| Total service charges on deposits | 12,263 | 11,163 | 34,769 | 30,233 | |
| Net securities brokerage revenue | |||||
| Annuity commissions | At a point in time | 2,095 | 2,237 | 6,745 | 6,834 |
| Equity and debt security trades | At a point in time | 143 | 73 | 497 | 282 |
| Managed money | Over time | 641 | 366 | 1,947 | 1,030 |
| Trail commissions | Over time | 388 | 285 | 1,219 | 864 |
| Total net securities brokerage revenue | 3,267 | 2,961 | 10,408 | 9,010 | |
| Payment processing fees (1) | At a point in time and over time | 889 | 844 | 2,536 | 2,539 |
| Digital banking income | At a point in time | 7,476 | 7,324 | 21,485 | 20,053 |
| Net swap fee and valuation income (2) | At a point in time | 4,857 | 3,231 | 9,054 | 4,937 |
| Mortgage banking income | At a point in time | 123 | 1,898 | 2,096 | 5,402 |
| Net gains on other real estate owned and other assets | At a point in time and over time | 194 | 329 | 2,776 | 400 |
(1)
Included in other non-interest income.
(2)
Changes in the fair value of the underlying swaps are not within the scope of ASC 606 and totaled $2.1 million and $22 thousand for thethree months ended September 30, 2026 and 2025, respectively. Fair value adjustments were $2.3 million and ($1.7) million for the nine months ended September 30, 2026 and 2025, respectively.
NOTE 10. COMPREHENSIVE INCOME/(LOSS)
The activity in AOCI for thenine months ended September 30, 2026 and 2025 is as follows:
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