WESBANCO INC
For the period ended Sep 30, 2026. Filed Oct 29, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 29, 2026
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Financial Effect of FDMs
Table 15: Financial Effect of FDMs
| For the Three Months Ended | For the Three Months Ended | |
|---|---|---|
| September 30, 2026 | September 30, 2025 | |
| (unaudited, in thousands) | Weighted-AverageTerm Extension(in months) | Weighted-AverageTerm Extension(in months) |
| Commercial real estate - land and construction | — | 6 |
| Commercial real estate - improved property | 4 | 7 |
| Commercial and industrial | 10 | 9 |
| Residential real estate | — | — |
| Home equity | — | — |
| Consumer | — | — |
| For the Nine Months Ended | For the Nine Months Ended | |
| September 30, 2026 | September 30, 2025 | |
| (unaudited, in thousands) | Weighted-AverageTerm Extension(in months) | Weighted-AverageTerm Extension(in months) |
| Commercial real estate - land and construction | — | 6 |
| Commercial real estate - improved property | 8 | 8 |
| Commercial and industrial | 9 | 12 |
| Residential real estate | — | — |
| Home equity | — | — |
| Consumer | — | — |
The following table summarizes loans with FDMs which defaulted (defined as 90 days past due) within 12 months of the loan being modified during thethree and nine months ended September 30, 2026 and 2025. Modified loans, including those that have defaulted, are already included in the ACL through the various methodologies used to estimate the allowance. As such, no modification to the allowance is recorded specifically due to a modified loan subsequently defaulting.
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