WESBANCO INC
For the period ended Sep 30, 2026. Filed Oct 29, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 29, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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FDMs by Loan Category
Table 14: FDMs by Loan Category(1)
| (unaudited, in thousands) | TermExtension | Rate Reduction | PaymentDelay | Term Extension and Rate Reduction | Total | % of Total by Loan Category |
|---|---|---|---|---|---|---|
| Commercial real estate - land and construction | $— | $— | $— | $— | $— | — |
| Commercial real estate - improved property | 31,604 | — | — | — | 31,604 | 0.3 |
| Commercial and industrial | 22,471 | — | — | — | 22,471 | 0.7 |
| Residential real estate | — | 78 | — | — | 78 | — |
| Home equity | — | — | — | — | — | — |
| Consumer | — | — | — | — | — | — |
| Total | $54,075 | $78 | $— | $— | $54,153 | 0.3 |
| (unaudited, in thousands) | TermExtension | Rate Reduction | PaymentDelay | Term Extension and Rate Reduction | Total | % of Total by Loan Category |
| Commercial real estate - land and construction | $29,675 | $— | $— | $— | $29,675 | 1.6 |
| Commercial real estate - improved property | 30,601 | — | — | — | 30,601 | 0.3 |
| Commercial and industrial | 445 | — | — | — | 445 | — |
| Residential real estate | — | — | 1,939 | — | 1,939 | — |
| Home equity | — | — | 761 | — | 761 | 0.1 |
| Consumer | — | — | 427 | — | 427 | 0.1 |
| Total | $60,721 | $— | $3,127 | $— | $63,848 | 0.3 |
| (unaudited, in thousands) | TermExtension | Rate Reduction | PaymentDelay | Term Extension and Rate Reduction | Total | % of Total by Loan Category |
| Commercial real estate - land and construction | $— | $— | $— | $— | $— | — |
| Commercial real estate - improved property | 53,924 | — | — | — | 53,924 | 0.6 |
| Commercial and industrial | 28,813 | — | — | — | 28,813 | 0.9 |
| Residential real estate | — | 245 | 31 | — | 276 | — |
| Home equity | — | — | — | — | — | — |
| Consumer | — | — | — | — | — | — |
| Total | $82,737 | $245 | $31 | $— | $83,013 | 0.4 |
| (unaudited, in thousands) | TermExtension | Rate Reduction | PaymentDelay | Term Extension and Rate Reduction | Total | % of Total by Loan Category |
| Commercial real estate - land and construction | $53,895 | $— | $— | $— | $53,895 | 3.0 |
| Commercial real estate - improved property | 46,484 | — | 1,473 | 242 | 48,199 | 0.5 |
| Commercial and industrial | 4,913 | 9 | 9 | — | 4,931 | 0.2 |
| Residential real estate | — | — | 4,390 | — | 4,390 | 0.1 |
| Home equity | — | — | 1,474 | — | 1,474 | 0.1 |
| Consumer | — | — | 806 | — | 806 | 0.2 |
| Total | $105,292 | $9 | $8,152 | $242 | $113,695 | 0.6 |
(1)
Excludes $5.0 million and $1.7 million of unfunded loan commitments modified during thenine months ended September 30, 2026 and 2025, respectively
The following table summarizes the financial impacts of loan modifications and payment deferrals made to portfolio loans during thethree and nine months ended September 30, 2026 and 2025, presented by loan category:
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