WESBANCO INC
For the period ended Sep 30, 2026. Filed Oct 29, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 29, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Commercial Loans by Internally Assigned Risk Grade
Table 10: Commercial Loans by Internally Assigned Risk Grade(1)
| (unaudited, in thousands) | CommercialReal Estate-Land andConstruction | CommercialReal Estate-Improved Property | Commercial& Industrial | TotalCommercialLoans |
|---|---|---|---|---|
| Pass | $1,578,258 | $9,278,156 | $2,895,883 | $13,752,297 |
| Criticized - compromised | 29,529 | 213,818 | 87,086 | 330,433 |
| Classified - substandard | 29,535 | 190,219 | 84,898 | 304,652 |
| Classified - doubtful | — | — | — | — |
| Total | $1,637,322 | $9,682,193 | $3,067,867 | $14,387,382 |
| Pass | $1,748,260 | $8,712,676 | $2,736,863 | $13,197,799 |
| Criticized - compromised | 8,331 | 320,185 | 84,552 | 413,068 |
| Classified - substandard | 27,046 | 122,336 | 42,478 | 191,860 |
| Classified - doubtful | — | — | — | — |
| Total | $1,783,637 | $9,155,197 | $2,863,893 | $13,802,727 |
(1)Unfunded commitments on criticized and classified commercial loans of $32.5 million at September 30, 2026 and $57.1 million at December 31, 2025 are not included in the table above.
Consumer Loan Risk Grades
Residential real estate, home equity and consumer loans are not assigned internal risk grades other than as required by regulatory guidelines that are based primarily on the age of past due loans. Wesbanco primarily evaluates the credit quality of residential real estate, home equity and consumer loans based on repayment performance and historical loss rates. The aggregate amount of residential real estate, home equity and consumer loans classified as substandard in accordance with regulatory guidelines was $68.6 million at September 30, 2026 and $61.4 million at December 31, 2025, of which $14.1 million and $16.5 million were accruing, for each period, respectively.
Past Due and Non-performing Loans
The following table summarizes the age analysis by loan category:
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.