Enova International, Inc.

For the period ended Sep 30, 2026. Filed Oct 22, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Oct 22, 2026

ENVA$168.85+0.3%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income – Three and Nine Months Ended

CONSOLIDATED STATEMENTS OF INCOME

(in thousands, except per share data)

Three Months Ended · Nine Months Ended
	September 30,		September 30,
	2026	2025	2026	2025
Revenue	$1,009,172	$802,678	$2,813,241	$2,312,262
Change in Fair Value	(394,813)	(341,971)	(1,101,857)	(983,915)
Net Revenue	614,359	460,707	1,711,384	1,328,347
Operating Expenses
Marketing	229,680	147,351	622,652	429,490
Operations and technology	80,690	64,564	231,305	190,674
General and administrative	46,161	39,661	138,019	122,633
Depreciation and amortization	10,616	12,356	27,943	32,765
Total Operating Expenses	367,147	263,932	1,019,919	775,562
Income from Operations	247,212	196,775	691,465	552,785
Interest expense, net	(103,501)	(86,954)	(295,365)	(250,279)
Foreign currency transaction (loss) gain	(901)	90	(957)	(228)
Equity method investment income	664	258	1,303	991
Other nonoperating expenses	(632)	—	(632)	(1,019)
Income before Income Taxes	142,842	110,169	395,814	302,250
Provision for income taxes	35,538	29,855	92,353	72,842
Net income	$107,304	$80,314	$303,461	$229,408
Earnings Per Share
Earnings per common share:
Basic	$4.31	$3.22	$12.20	$9.07
Diluted	$4.06	$3.03	$11.49	$8.53
Weighted average common shares outstanding:
Basic	24,875	24,955	24,877	25,307
Diluted	26,434	26,472	26,409	26,881

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.