FB Bancorp, Inc. /MD/
For the period ended Jun 30, 2026. Filed Aug 13, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 13, 2026
FBLA$16.50-2.1%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Operations
Consolidated Statements of Operations (Unaudited)
| For the three monthsended June 30, · For the six monthsended June 30, | |||||
|---|---|---|---|---|---|
| 2026 · 2025 · 2026 · 2025 | |||||
| (Dollars in thousands except per share amounts) | |||||
| Interest and dividend income | |||||
| Interest and fees on loans | $12,723 | $13,252 | $25,343 | $25,923 | |
| Interest and dividends on investment securities | 3,551 | 2,392 | 6,852 | 4,688 | |
| Interest on deposits in other banks | 425 | 807 | 907 | 1,804 | |
| Total interest and dividend income | 16,699 | 16,451 | 33,102 | 32,415 | |
| Interest expense | |||||
| Deposits | 3,735 | 3,733 | 7,527 | 7,126 | |
| Borrowed funds | 1,063 | 616 | 1,831 | 1,340 | |
| Total interest expense | 4,798 | 4,349 | 9,358 | 8,466 | |
| Net interest income | 11,901 | 12,102 | 23,744 | 23,949 | |
| Provision for credit losses | 475 | 453 | 965 | 838 | |
| Net interest income after provision for credit losses | 11,426 | 11,649 | 22,779 | 23,111 | |
| Non-interest income | |||||
| Service charges and fee income from deposit accounts | 672 | 613 | 1,417 | 1,267 | |
| Gain (loss) on sales, disposal, or impairment of assets | 4 | (88) | (42) | (88) | |
| Gain on sales of available for sale securities | 77 | 108 | 162 | 163 | |
| Other non-interest income | 1,485 | 321 | 1,812 | 667 | |
| Total non-interest income | 2,238 | 954 | 3,349 | 2,009 | |
| Non-interest expenses | |||||
| Salaries and employee benefits | 7,665 | 6,231 | 14,424 | 12,389 | |
| Occupancy and equipment | 1,912 | 1,726 | 3,771 | 3,359 | |
| Directors’ fees | 246 | 183 | 446 | 364 | |
| Data processing | 1,278 | 1,245 | 2,556 | 2,473 | |
| Advertising and marketing | 218 | 301 | 463 | 469 | |
| Mortgage servicing rights amortization | 100 | 103 | 207 | 194 | |
| Other general and administrative | 1,677 | 1,527 | 3,080 | 2,866 | |
| Total non-interest expenses | 13,096 | 11,316 | 24,947 | 22,114 | |
| Income from continuing operations before income taxes | 568 | 1,287 | 1,181 | 3,006 | |
| Income tax expense (benefit) from continuing operations | (129) | 258 | (10) | 607 | |
| Net income from continuing operations | 697 | 1,029 | 1,191 | 2,399 | |
| Loss from discontinued operations before income taxes | (965) | (189) | (1,438) | (1,030) | |
| Income tax benefit from discontinued operations | (198) | (39) | (296) | (215) | |
| Net loss from discontinued operations | (767) | (150) | (1,142) | (815) | |
| Net income (loss) | $(70) | $879 | $49 | $1,584 | |
| Basic and diluted earnings (loss) per common share: | |||||
| Continuing operations | $0.05 | $0.06 | $0.08 | $0.13 | |
| Discontinued operations | (0.05) | (0.01) | (0.07) | (0.04) | |
| Total earnings per share - basic and diluted | $ | - | $0.05 | $0.01 | $0.09 |
| Weighted average shares outstanding - basic | 14,853,909 | 18,329,850 | 15,562,108 | 18,321,959 | |
| Weighted average shares outstanding - diluted | 14,912,707 | 18,329,850 | 15,598,136 | 18,321,959 | |
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