FB Bancorp, Inc. /MD/
For the period ended Jun 30, 2026. Filed Aug 13, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 13, 2026
FBLA$16.61+0.7%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Cash Flows
Consolidated Statements of Cash Flows (Unaudited)
| For the six monthsended June 30, | ||||
|---|---|---|---|---|
| 2026 · 2025 | ||||
| (Dollars in thousands) | ||||
| CASH FLOWS FROM OPERATING ACTIVITIES: | ||||
| Net income from continuing operations | $1,191 | $2,399 | ||
| Net loss from discontinued operations | (1,142) | (815) | ||
| Net income (loss) | $49 | $1,584 | ||
| Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities: | ||||
| Depreciation and amortization | 1,380 | 1,177 | ||
| Amortization of mortgage servicing rights | 207 | 194 | ||
| Net (accretion) amortization on securities | (2,137) | (692) | ||
| Provision (benefit) for credit losses | 965 | 838 | ||
| ESOP expense | 434 | 356 | ||
| Increase in cash surrender value of life insurance | (170) | (174) | ||
| Loss on sales and disposal of assets | 42 | 88 | ||
| Federal Home Loan Bank stock dividends | (87) | (113) | ||
| Net gain on sales of available for sale securities | (162) | (163) | ||
| Gain on life insurance proceeds | (1,168) | — | ||
| Deferred income taxes (benefit) | (313) | 282 | ||
| Stock-based compensation | 977 | — | ||
| Changes in other operating assets and liabilities | 1,100 | 2,659 | ||
| Net cash provided by (used in) operating activities of continuing operations | 1,117 | 6,036 | ||
| Net cash provided by (used in) operating activities of discontinued operations | 26,489 | (537) | ||
| Net cash provided by (used in) operating activities | 27,606 | 5,499 | ||
| CASH FLOWS FROM INVESTING ACTIVITIES: | ||||
| Purchases of securities available for sale | (44,616) | (34,773) | ||
| Proceeds from maturities, prepayments, and sales of securities available for sale | 29,511 | 24,499 | ||
| Purchase of FHLB stock | (1,658) | — | ||
| Redemption of FHLB stock | — | 1,191 | ||
| (Increase) decrease in loans held for investment, net | (4,039) | (21,742) | ||
| Bank owned life insurance proceeds | 2,515 | — | ||
| Purchases of premises and equipment | (201) | (4,745) | ||
| Proceeds from sale of Company owned assets or other real estate owned | 611 | 598 | ||
| Net cash provided by (used in) investing activities | (17,877) | (34,972) | ||
| CASH FLOWS FROM FINANCING ACTIVITIES: | ||||
| Net increase (decrease) in deposits | (30,428) | 24,588 | ||
| Proceeds from other borrowings | 55,300 | 30,000 | ||
| Payments on other borrowings | (22,371) | (37,000) | ||
| Net change in advances by borrowers for taxes and insurance | 289 | (873) | ||
| Common stock repurchased | (27,579) | — | ||
| Net cash provided by (used in) financing activities | (24,789) | 16,715 | ||
| NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS | (15,060) | (12,758) | ||
| Cash and cash equivalents at beginning of period | 60,269 | 98,845 | ||
| Cash and cash equivalents at end of period | $45,209 | $86,087 | ||
| Supplemental Disclosures For Cash Flow Information: | ||||
| Cash paid for interest on deposits and borrowings | $9,239 | $8,523 | ||
| Cash paid for income taxes | $ | - | $ | - |
| Loans transferred to other real estate owned | $2,032 | $1,024 | ||
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