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CF BANKSHARES INC.

For the period ended Jun 30, 2026. Filed Aug 7, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 7, 2026

CFBK$35.15+0.5%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

INDEX

Page
PART I.Financial Information2
Item 1.Financial Statements2
Consolidated Balance Sheets as of June 30, 2026 (unaudited) and December 31, 20252
Consolidated Statements of Income for the three and six months ended June 30, 2026 and 2025 (unaudited)3
Consolidated Statements of Comprehensive Income for the three and six months ended June 30, 2026 and 2025 (unaudited)4
Consolidated Statements of Changes in Stockholders’ Equity for the three and six months ended June 30, 2026 and 2025 (unaudited)5
Consolidated Statements of Cash Flows for the six months ended June 30, 2026 and 2025 (unaudited)7
Notes to Consolidated Financial Statements (unaudited))9
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations38
Item 3.Quantitative and Qualitative Disclosures About Market Risk50
Item 4.Controls and Procedures51
PART II.Other Information52
Item 1.Legal Proceedings52
Item 1A.Risk Factors52
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds52
Item 3.Defaults Upon Senior Securities52
Item 4.Mine Safety Disclosures52
Item 5.Other Information52
Item 6.Exhibits54
Signatures55
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.