Offerpad Solutions Inc.

(a) On July 29, 2026, OP SPE Borrower Parent, LLC (“SPE”), as parent borrower, OP SPE PHX1, LLC (“PHX1”), as borrower, and OP SPE TPA1, LLC (“TPA1”), as borrower, each an indirect wholly owned subsidiary of the Company, entered into Amendment Number Nine to the Third Amended and Restated Master Loan and Security Agreement, dated as of July 29, 2026 (the “Ninth Amendment”), with Citibank, N.A., as lender, which amends that certain Third Amended and Restated Master Loan and Security Agreement, dated as of June 7, 2022, by and among SPE, PHX1, TPA1, Citibank, N.A., as lender, and Wells Fargo, N.A., as calculation agent and paying agent. The Amendment, among other things, (i) extended the revolving period for the facility during which certain advances may be made, subject to certain terms and conditions, to January 1, 2027, (ii) extended the final maturity date to June 30, 2027, (iii) eliminated the $25 million committed amount, and (iv) increased the uncommitted amount from $175 million to $200 million, such that the facility is entirely uncommitted.

On July 29, 2026, OP SPE SUMMIT, LLC, a Delaware limited liability company (“Summit Borrower”), and wholly owned subsidiary of the Company, and WHGG II TRUST, a Delaware statutory trust (“Lender”), entered into the Second Amended and Restated Revolving Loan Agreement (the “Second Amended and Restated Revolving Loan Agreement”) which amended and restated the Amended and Restated Revolving Loan Agreement dated August 27, 2025, as amended, between Summit Borrower and Lender, which, among other things, increased the uncommitted borrowing capacity from $75 million to $100 million.

The foregoing does not purport to be a complete description of the terms of the Ninth Amendment or the Second Amended and Restated Revolving Loan Agreement, and such descriptions are qualified in their entirety by reference to the Ninth Amendment and Second Amended and Restated Revolving Loan Agreement, respectively, copies of which are filed as Exhibits 10.1 and 10.2 hereto, respectively, and are incorporated herein by reference.

(b) None.

(c) During the three months ended June 30, 2026, no director or “officer” (as defined in Rule 16a-1(f) of the Exchange Act) of the Company adopted orterminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K.