UMB FINANCIAL CORP

For the period ended Jun 30, 2026. Filed Jul 30, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Jul 30, 2026

UMBF$136.65+2.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY

(unaudited, dollars in thousands, except per share data)

	PreferredStock	CommonStock	CapitalSurplus	RetainedEarnings	Accumulated Other Comprehensive (Loss) Income	TreasuryStock	Total
Balance – April 1, 2025	$110,705	$78,666	$3,993,662	$3,224,866	$(492,698)	$(166,767)	$6,748,434
Total comprehensive income	—	—	—	217,394	50,651	—	268,045
Cash dividends declared:
Preferred dividends ($175.00 per share)	—	—	—	(2,012)	—	—	(2,012)
Common dividends ($0.40 per share)	—	—	—	(30,542)	—	—	(30,542)
Purchase of treasury stock	—	—	—	—	—	(290)	(290)
Issuances of equity awards, net of forfeitures	—	—	(607)	—	—	607	—
Recognition of equity-based compensation	—	—	7,879	—	—	—	7,879
Sale of treasury stock	—	—	53	—	—	83	136
Exercise of stock options	—	—	(14)	—	—	67	53
Preferred stock issuance	294,062	—	—	—	—	—	294,062
Balance – June 30, 2025	$404,767	$78,666	$4,000,973	$3,409,706	$(442,047)	$(166,300)	$7,285,765
Balance – April 1, 2026	$294,066	$78,666	$4,006,726	$3,958,611	$(331,350)	$(179,722)	$7,826,997
Total comprehensive income	—	—	—	277,570	(40,167)	—	237,403
Cash dividends declared:
Preferred dividends ($193.75 per share)	—	—	—	(5,812)	—	—	(5,812)
Common dividends ($0.43 per share)	—	—	—	(32,557)	—	—	(32,557)
Purchase of treasury stock	—	—	—	—	—	(5,087)	(5,087)
Issuances of equity awards, net of forfeitures	—	—	52	—	—	172	224
Recognition of equity-based compensation	—	—	9,126	—	—	—	9,126
Sale of treasury stock	—	—	59	—	—	65	124
Exercise of stock options	—	—	82	—	—	293	375
Balance – June 30, 2026	$294,066	$78,666	$4,016,045	$4,197,812	$(371,517)	$(184,279)	$8,030,793

	PreferredStock	CommonStock	CapitalSurplus	RetainedEarnings	Accumulated Other Comprehensive (Loss) Income	TreasuryStock	Total
Balance – January 1, 2025	$—	$55,057	$1,145,638	$3,174,948	$(573,050)	$(336,052)	$3,466,541
Total comprehensive income	—	—	—	298,727	131,003	—	429,730
Cash dividends declared:
Preferred dividends ($350.00 per share)	—	—	—	(4,025)	—	—	(4,025)
Common dividends ($0.80 per share)	—	—	—	(59,944)	—	—	(59,944)
Purchase of treasury stock	—	—	—	—	—	(15,724)	(15,724)
Issuances of equity awards, net of forfeitures	—	—	(16,202)	—	—	17,002	800
Recognition of equity-based compensation	—	—	40,298	—	—	—	40,298
Sale of treasury stock	—	—	169	—	—	143	312
Exercise of stock options	—	—	112	—	—	246	358
Common stock issuance	—	—	67,056	—	—	168,085	235,141
Preferred stock issuance	294,062	—	—	—	—	—	294,062
Stock issuance for acquisition, net of issuance costs	110,705	23,609	2,763,902	—	—	—	2,898,216
Balance – June 30, 2025	$404,767	$78,666	$4,000,973	$3,409,706	$(442,047)	$(166,300)	$7,285,765
Balance – January 1, 2026	$294,066	$78,666	$4,011,047	$3,736,413	$(261,520)	$(165,104)	$7,693,568
Total comprehensive income	—	—	—	539,008	(109,997)	—	429,011
Cash dividends declared:
Preferred dividends ($387.50 per share)	—	—	—	(11,625)	—	—	(11,625)
Common dividends ($0.86 per share)	—	—	—	(65,984)	—	—	(65,984)
Purchase of treasury stock	—	—	—	—	—	(37,901)	(37,901)
Issuances of equity awards, net of forfeitures	—	—	(16,259)	—	—	17,983	1,724
Recognition of equity-based compensation	—	—	21,050	—	—	—	21,050
Sale of treasury stock	—	—	142	—	—	150	292
Exercise of stock options	—	—	65	—	—	593	658
Balance – June 30, 2026	$294,066	$78,666	$4,016,045	$4,197,812	$(371,517)	$(184,279)	$8,030,793

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.