Enova International, Inc.

For the period ended Jun 30, 2026. Filed Jul 23, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Jul 23, 2026

ENVA$168.85+0.3%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income – Three and Six Months Ended

CONSOLIDATED STATEMENTS OF INCOME

(in thousands, except per share data)

Three Months Ended · Six Months Ended
	June 30,		June 30,
	2026	2025	2026	2025
Revenue	$928,927	$764,043	$1,804,069	$1,509,584
Change in Fair Value	(360,861)	(322,585)	(707,044)	(641,944)
Net Revenue	568,066	441,458	1,097,025	867,640
Operating Expenses
Marketing	203,557	142,848	392,972	282,139
Operations and technology	74,864	63,648	150,615	126,110
General and administrative	44,080	40,508	91,858	82,972
Depreciation and amortization	8,418	10,348	17,327	20,409
Total Operating Expenses	330,919	257,352	652,772	511,630
Income from Operations	237,147	184,106	444,253	356,010
Interest expense, net	(97,818)	(82,781)	(191,864)	(163,325)
Foreign currency transaction gain (loss)	440	134	(56)	(318)
Equity method investment income	338	613	639	733
Other nonoperating expenses	—	(1,019)	—	(1,019)
Income before Income Taxes	140,107	101,053	252,972	192,081
Provision for income taxes	35,049	24,904	56,815	42,987
Net income	$105,058	$76,149	$196,157	$149,094
Earnings Per Share
Earnings per common share:
Basic	$4.22	$3.01	$7.88	$5.85
Diluted	$4.00	$2.86	$7.45	$5.51
Weighted average common shares outstanding:
Basic	24,882	25,297	24,878	25,486
Diluted	26,274	26,646	26,343	27,062

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.