FINANCIAL INSTITUTIONS INC
For the period ended Mar 31, 2026. Filed May 4, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 4, 2026
FISI$39.73+0.6%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
| PAGE | ||
|---|---|---|
| PART I. · FINANCIAL INFORMATION | ||
| ITEM 1. · Financial Statements | ||
| Consolidated Statements of Financial Condition (Unaudited) – at March 31, 2026 and December 31, 2025 | 3 | |
| Consolidated Statements of Operations (Unaudited) – Three months ended March 31, 2026 and 2025 | 4 | |
| Consolidated Statements of Comprehensive Income (Unaudited) – Three months ended March 31, 2026 and 2025 | 5 | |
| Consolidated Statements of Changes in Shareholders’ Equity (Unaudited) – Three months ended March 31, 2026 and 2025 | 6 | |
| Consolidated Statements of Cash Flows (Unaudited) – Three months ended March 31, 2026 and 2025 | 7 | |
| Notes to Consolidated Financial Statements (Unaudited) | 8 | |
| ITEM 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 41 |
| ITEM 3. | Quantitative and Qualitative Disclosures About Market Risk | 63 |
| ITEM 4. | Controls and Procedures | 64 |
| PART II. | OTHER INFORMATION | |
| ITEM 1. | Legal Proceedings | 65 |
| ITEM 1A. | Risk Factors | 65 |
| ITEM 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 65 |
| ITEM 5. | Other Information | 65 |
| ITEM 6. | Exhibits | 66 |
| Signatures | 67 | |
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