AMERISAFE INC

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

SCHEDULE 14A

Proxy Statement Pursuant to Section 14(a) of the Securities

Exchange Act of 1934 (Amendment No.)

Filed by the Registrant☒

Filed by a Party other than the Registrant☐

Check the appropriate box:

AMERISAFE, Inc.

(Name of Registrant as Specified In Its Charter)

(Name of Person(s) Filing Proxy Statement, if other than the Registrant)

Payment of Filing Fee (Check all boxes that apply):

FROM OURChairman of the Board

Dear AMERISAFE Shareholder:

You are cordially invited to attend the annual meeting of shareholders of AMERISAFE, Inc. The meeting will be held on Wednesday, June 10, 2026, beginning at 9:00 a.m. CDT at our corporate headquarters, which are located at 2301 Highway 190 West in DeRidder, Louisiana 70634.

Information about the meeting, including the nominees for election as directors and the other proposals to be considered is presented in the following notice of annual meeting and proxy statement. At the end of the meeting, management will conduct a question and answer period.

We hope that you will attend the annual meeting. It is important that your shares be represented. Accordingly, please vote using the internet or telephone procedures described on the proxy card or sign, date and promptly mail the enclosed proxy card in the enclosed pre-addressed, postage-paid envelope.

We look forward to seeing you at the meeting on June 10th.

NOTICE OF ANNUAL MEETING OF SHAREHOLDERS

To be held on June 10, 2026

The 2026 annual meeting of shareholders (the "Annual Meeting") of AMERISAFE, Inc. (the “Company”) will be held on June 10, 2026, beginning at 9:00 a.m. CDT at the Company’s corporate headquarters, which are located at 2301 Highway 190 West in DeRidder, Louisiana 70634. The Annual Meeting will be held for the following purposes:

to elect the three director nominees listed in the accompanying proxy statement to serve until the Company's 2029 annual meeting of shareholders;

to conduct an advisory vote to approve the Company's compensation of its named executive officers;

to ratify the appointment of Ernst & Young LLP as the Company’s independent registered public accounting firm for 2026;

to approve an amendment to the Company's Certificate of Formation to provide for officer exculpation;

to approve amendments to the Company's Certificate of Formation to make technical and conforming changes; and

to transact such other business as may properly come before the meeting.

Information concerning the matters to be voted upon at the Annual Meeting is set forth in the accompanying proxy statement. Also enclosed is the Company’s annual report for the year ended December 31, 2025. Holders of record of the Company’s common stock as of the close of business on April 16, 2026 are entitled to notice of, and to vote at, the Annual Meeting.

By Order of the Board of Directors,

Kathryn H. Shirley

Executive Vice President,Chief Administrative Officer and Secretary

DeRidder, Louisiana

IMPORTANTWhether or not you plan to attend the Annual Meeting in person, please submit your proxy and voting instructions using the internet or telephone procedures described on the proxy card or by signing, dating, and promptly returning the enclosed proxy card in the pre-addressed, postage-paid envelope.

Important Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting To Be

Held on June 10, 2026

This notice and proxy statement and the 2025 annual report are available at www.proxyvote.com

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