Enova International, Inc.

For the period ended Mar 31, 2026. Filed Apr 23, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed Apr 23, 2026

ENVA$168.34-2.4%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 6. Exhibits

Exhibit No.	Exhibit Description
3.1	Enova International, Inc. Restated Certificate of Incorporation (incorporated by reference to Exhibit 3.1 to the Company’s Form 10-Q filed on July 28, 2023)
3.2	Enova International, Inc. Amended and Restated Bylaws (incorporated by reference to Exhibit 3.1 to the Company’s Form 8-K filed on November 17, 2017)
10.1*	Amendment No. 4 to Credit Agreement and Reaffirmation of Performance Guaranty, dated as of January 9, 2026, by and among OnDeck Receivables 2022, LLC, the lenders from time to time parties thereto, BMO Capital Markets Corp., as Administrative Agent and Collateral Agent, and Enova International, Inc., as Performance Guarantor
10.2*	Third Amendment to Note Issuance and Purchase Agreement, dated as of March 30, 2026, by and among NetCredit Receivables 2022, LLC, Jefferies Funding LLC, as sole note purchaser, Citibank, N.A., as administrative agent for itself and the other Note Purchasers
10.3*	Second Amendment to Note Issuance and Purchase Agreement, dated as of March 30, 2026, by and among NetCredit LOC Receivables 2024, LLC, the Note Purchasers, Citibank, N.A., as collateral trustee, and Midtown Madison Management LLC, as Administrative Agent
10.4*	Amendment No. 12 to Fourth Amended and Restated Credit Agreement, dated as of March 30, 2026, by and among Receivable Assets of OnDeck, LLC, the Lenders party thereto, and Truist Bank, as Administrative Agent
10.5*	Amendment No. 2 to Credit Agreement, dated March 31, 2026, by and among HWC Receivables 2023, LLC, the lenders party thereto, Headway Capital, LLC, as originator, Enova International, Inc., as performance guarantor, BNP Paribas, as administrative agent for the Lenders and as collateral agent for the Secured Parties
10.6*	Form of Enova International, Inc. Fourth Amended and Restated 2014 Long-Term Incentive Plan Award Agreement for Grant of Restricted Stock Units
10.7*	Form of Enova International, Inc. Fourth Amended and Restated 2014 Long-Term Incentive Plan Award Agreement Special Grant of Nonqualified Stock Option with a Limited Stock Appreciation Right
31.1*	Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
31.2*	Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
32.1*	Certification of Chief Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
32.2*	Certification of Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
101.INS*	XBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.
101.SCH*	Inline XBRL Taxonomy Extension Schema Document
101.CAL*	Inline XBRL Taxonomy Extension Calculation Linkbase Document
101.DEF*	Inline XBRL Taxonomy Extension Definition Linkbase
101.LAB*	Inline XBRL Taxonomy Extension Label Linkbase Document
101.PRE*	Inline XBRL Taxonomy Extension Presentation Linkbase Document
104*	Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)

Filed herewith.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.