Enova International, Inc.
For the period ended Mar 31, 2026. Filed Apr 23, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed Apr 23, 2026
ENVA$168.85+0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Income – Three Months Ended
CONSOLIDATED STATEMENTS OF INCOME
(in thousands, except per share data)
| Three Months Ended | ||
|---|---|---|
| March 31, | ||
| 2026 | 2025 | |
| Revenue | $875,142 | $745,541 |
| Change in Fair Value | (346,183) | (319,359) |
| Net Revenue | 528,959 | 426,182 |
| Operating Expenses | ||
| Marketing | 189,415 | 139,291 |
| Operations and technology | 75,751 | 62,462 |
| General and administrative | 47,778 | 42,464 |
| Depreciation and amortization | 8,909 | 10,061 |
| Total Operating Expenses | 321,853 | 254,278 |
| Income from Operations | 207,106 | 171,904 |
| Interest expense, net | (94,046) | (80,544) |
| Foreign currency transaction loss | (496) | (452) |
| Equity method investment income | 301 | 120 |
| Income before Income Taxes | 112,865 | 91,028 |
| Provision for income taxes | 21,766 | 18,083 |
| Net income | $91,099 | $72,945 |
| Earnings Per Share | ||
| Earnings per common share: | ||
| Basic | $3.66 | $2.84 |
| Diluted | $3.46 | $2.69 |
| Weighted average common shares outstanding: | ||
| Basic | 24,874 | 25,676 |
| Diluted | 26,349 | 27,104 |
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