Velocity Financial, Inc.
For the period ended May 21, 2026. Filed Apr 10, 2026.
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What shareholders are asked to vote on at a company's meeting. It is where to find what directors and top executives are paid, and who owns the most shares.
May 21, 2026 · Filed Apr 10, 2026
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 14A
Proxy Statement Pursuant to Section 14(a) of the
Securities Exchange Act of 1934
(Amendment No.)
Filed by the Registrant ☒
Filed by a Party other than the Registrant ☐
Check the appropriate box:
| ☐ | Preliminary Proxy Statement |
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| ☐ | Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) |
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| ☒ | Definitive Proxy Statement |
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| ☐ | Definitive Additional Materials |
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| ☐ | Soliciting Material under §240.14a-12 |
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Velocity Financial, Inc.
(Name of Registrant as Specified In Its Charter)
(Name of Person(s) Filing Proxy Statement, if other than the Registrant)
Payment of Filing Fee (Check all boxes that apply):
| ☒ | No fee required |
|---|
| ☐ | Fee paid previously with preliminary materials |
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| ☐ | Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11 |
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Annual Meeting of Shareholders
Proxy Statement
April 10, 2026
Dear Fellow Shareholders,
Our Annual Meeting of Shareholders will be held on Thursday, May 21, 2026 at 1:00 p.m. Pacific time. We will again utilize a virtual format for our meeting. Our Perspective on 2025 2025 was an exceptional year for Velocity, with record originations and earnings. Our success in 2025 was driven by our unique ability to grow market share in the underserved investor loan market and our ability to continue to deliver a strong value proposition to our borrowers. Your Vote Matters Please accept our most sincere gratitude for your investment and partnership with us. We ask you to vote by proxy in support of our recommendations. This proxy statement contains necessary information about the matters on which we are asking you to vote. Thank you for your continued support. Sincerely, Christopher D. Farrar Chief Executive Officer & Director
“2025 was an exceptional year for Velocity, with record originations and earnings.”
Velocity Financial, Inc.
Notice of Annual Meeting of Shareholders
| Date and Time May 21, 2026 at 1:00 p.m. | Virtual Only Connect by Internet or phone: www.virtualshareholdermeeting.com/VEL2026 |
This Proxy Statement is being furnished to our shareholders in connection with the solicitation of proxies by our Board of Directors for use at our 2026 Annual Meeting of Shareholders.
Purpose of Meeting
| Proposals | Vote Required to Elect or Approve | Board Recommendation | Page Reference |
|---|---|---|---|
| Election of Directors | Majority of the votes cast | ✓ For each nominee | u 1 |
| Advisory Vote on 2025 Executive Compensation | Majority of the votes cast | ✓ For | u 12 |
| Ratification of Independent Auditors | Majority of the votes cast | ✓ For | u 26 |
We will also consider other matters that properly come before the meeting.
Shareholders should read Other Important Information for Our Shareholders beginning on page 32 for additional information.
Whether you hold shares directly as a shareholder of record or beneficially in street name, you may vote your shares without attending our Annual Meeting. Voting instructions are outlined in the Notice of Internet Availability of Proxy Materials and on your proxy card.
| Vote | If you are a shareholder of record | If you hold your shares in street name |
|---|---|---|
| By Internet (24 hours a day): | proxyvote.com | proxyvote.com |
| By Telephone (24 hours a day): | 1-800-690-6903 | 1-800-454-8683 |
| By Mail: | Return a properly executed and dated proxy card in the provided pre-paid envelope | Return a properly executed and dated voting instruction form by mail, depending upon the method(s) your bank, brokerage firm, broker-dealer or other similar organization makes available |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.