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LM FUNDING AMERICA, INC.

For the period ended Dec 31, 2025. Filed Mar 31, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 31, 2026

PWCM$0.54+3.0%Stored close · as of Nov 9, 2026

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Contents

Item 2. Properties

Our executive and administrative offices are located in Tampa, Florida, where we lease approximately 5,600 square feet of general office space for approximately $9,800 per month, plus utilities. The lease began on July 15, 2019 and, as extended, expires on July 31, 2028. We also lease land in Calumet, Oklahoma for approximately $140,000 per year. The lease for the land in Calumet, Oklahoma expires on June 6, 2029. We recently constructed a building on the land.

We own approximately six acres in Columbus, Mississippi.

We believe our existing facilities and equipment are in good operating condition and are suitable for the conduct of our business. Please refer to the discussion contained in our Item 1- “Business” for additional information.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.