QNB CORP.
For the period ended Dec 31, 2025. Filed Mar 16, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 16, 2026
QNBC$47.40-0.1%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Balance Sheets
| (in thousands, except share data) | ||
|---|---|---|
| December 31, | 2025 | 2024 |
| Assets | ||
| Cash and due from banks | $12,900 | $11,369 |
| Interest-bearing deposits in banks | 37,397 | 39,344 |
| Total cash and cash equivalents | 50,297 | 50,713 |
| Investment securities: | ||
| Available-for-sale (amortized cost $602,047 and $626,391) | 542,830 | 546,559 |
| Restricted investment in stocks | 6,663 | 5,436 |
| Loans held-for-sale | 246 | 664 |
| Loans receivable | 1,262,074 | 1,216,048 |
| Allowance for credit losses on loans | (9,215) | (8,744) |
| Net loans | 1,252,859 | 1,207,304 |
| Bank-owned life insurance | 12,275 | 11,937 |
| Premises and equipment, net | 16,886 | 17,255 |
| Accrued interest receivable | 4,839 | 4,965 |
| Net deferred tax assets | 13,993 | 18,325 |
| Other assets | 5,117 | 7,736 |
| Total assets | $1,906,005 | $1,870,894 |
| Liabilities | ||
| Deposits | ||
| Demand, non-interest bearing | $189,957 | $183,499 |
| Interest-bearing demand | 534,854 | 537,846 |
| Money market | 260,742 | 250,293 |
| Savings | 281,161 | 275,445 |
| Time less than $100 | 167,010 | 178,163 |
| Time $100 through $250 | 149,750 | 156,614 |
| Time greater than $250 | 59,037 | 46,681 |
| Total deposits | 1,642,511 | 1,628,541 |
| Short-term borrowings | 80,601 | 53,844 |
| Long-term debt | — | 30,000 |
| Subordinated debt | 39,268 | 39,068 |
| Accrued interest payable | 5,050 | 7,580 |
| Other liabilities | 9,012 | 8,512 |
| Total liabilities | 1,776,442 | 1,767,545 |
| Shareholders' Equity | ||
| Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,947,561 shares and 3,905,302 shares issued; 3,738,875 and 3,696,616 shares outstanding | 2,467 | 2,441 |
| Surplus | 29,206 | 27,633 |
| Retained earnings | 148,397 | 139,958 |
| Accumulated other comprehensive loss, net of tax | (46,470) | (62,646) |
| Treasury stock, at cost; 208,686 and 208,686 shares | (4,037) | (4,037) |
| Total shareholders' equity | 129,563 | 103,349 |
| Total liabilities and shareholders' equity | $1,906,005 | $1,870,894 |
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.