CF BANKSHARES INC.
For the period ended Dec 31, 2025. Filed Mar 12, 2026.
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FY2025 · Filed Mar 12, 2026
CFBK$35.19+0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets at December 31, 2025 and 2024
CONSOLIDATED BALANCE SHEETS
December 31, 2025 and 2024
| December 31,2025 | December 31,2024 | |
|---|---|---|
| ASSETS | ||
| Cash and cash equivalents | $258,972 | $235,272 |
| Interest-bearing deposits in other financial institutions | 100 | 100 |
| Securities available for sale | 17,496 | 8,683 |
| Equity securities | — | 5,000 |
| Loans held for sale, at fair value | 5,611 | 2,623 |
| Loans and leases, net of allowance for credit losses of $17,678 and $17,474, respectively | 1,738,854 | 1,722,019 |
| FHLB and FRB stock | 8,354 | 8,918 |
| Premises and equipment, net | 3,547 | 3,536 |
| Operating lease right-of-use assets | 5,680 | 6,087 |
| Bank owned life insurance | 28,049 | 27,116 |
| Accrued interest receivable and other assets | 50,658 | 46,169 |
| Total assets | $2,117,321 | $2,065,523 |
| LIABILITIES AND STOCKHOLDERS' EQUITY | ||
| Deposits | ||
| Noninterest bearing | $285,523 | $273,668 |
| Interest bearing | 1,495,166 | 1,482,127 |
| Total deposits | 1,780,689 | 1,755,795 |
| FHLB advances and other debt | 100,964 | 92,680 |
| Advances by borrowers for taxes and insurance | 2,523 | 2,238 |
| Operating lease liabilities | 5,878 | 6,229 |
| Accrued interest payable and other liabilities | 27,802 | 25,144 |
| Subordinated debentures | 15,039 | 15,000 |
| Total liabilities | 1,932,895 | 1,897,086 |
| Commitments and contingent liabilities | — | — |
| Stockholders' equity | ||
| Common stock, $0.01 par value; shares authorized: 9,090,909, including 1,260,700 shares of non-voting common stock | ||
| Voting common stock, $0.01 par value; shares issued: 6,800,762 at December 31, 2025 and 5,539,586 at December 31, 2024 | 68 | 55 |
| Non-voting common stock, $0.01 par value; shares issued: 76,700 at December 31, 2025 and 1,260,700 at December 31, 2024 | 1 | 13 |
| Series D preferred stock, $0.01 par value; 5,000 shares authorized; 2,000 shares issued at December 31, 2025 and December 31, 2024 | — | — |
| Additional paid-in capital | 93,618 | 92,225 |
| Retained earnings | 103,883 | 88,290 |
| Accumulated other comprehensive loss | (1,371) | (1,803) |
| Treasury stock, at cost; 459,113 shares of voting common stock at December 31, 2025 and 398,201 shares of voting common stock at December 31, 2024 | (11,773) | (10,343) |
| Total stockholders' equity | 184,426 | 168,437 |
| Total liabilities and stockholders' equity | $2,117,321 | $2,065,523 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.