Velocity Financial, Inc.

For the period ended Dec 31, 2025. Filed Mar 12, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 12, 2026

VEL$17.65+0.1%Stored close · as of Nov 9, 2026

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Contents

Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	VELOCITY FINANCIAL, INC.
Date: March 11, 2026	By:	/s/ Christopher D. Farrar
	Name:	Christopher D. Farrar
	Title:	Chief Executive Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

Alan H. Mantel
Signature	Title	Date
/s/ Christopher D. Farrar	Chief Executive Officer and Director	March 11, 2026
Christopher D. Farrar	(Principal Executive Officer)
/s/ Mark R. Szczepaniak	Chief Financial Officer	March 11, 2026
Mark R. Szczepaniak	(Principal Financial Officer)
/s/ Fiona L. Tam	Chief Accounting Officer	March 11, 2026
Fiona L. Tam	(Principal Accounting Officer)
/s/ Alan H. Mantel	Chair of the Board of Directors	March 11, 2026
/s/ Michael W. Chiao	Director	March 11, 2026
Michael W. Chiao
/s/ John P. Pitstick	Director	March 11, 2026
John P. Pitstick
/s/ John A. Pless	Director	March 11, 2026
John A. Pless
/s/ Joy L. Schaefer	Director	March 11, 2026
Joy L. Schaefer
/s/ Dorika M. Beckett	Director	March 11, 2026
Dorika M. Beckett
/s/ Omar Maasarani	Director	March 11, 2026
Omar Maasarani

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