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Velocity Financial, Inc.

For the period ended Dec 31, 2025. Filed Mar 12, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 12, 2026

VEL$17.65+0.1%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 16. Form 10-K Summary

None.

Index to Consolidated Financial Statements

December 31, 2025

Reports of Independent Registered Public Accounting Firm (RSM US LLP: PCAOB ID No. 49)F-2
Consolidated Balance Sheets as of December 31, 2025 and 2024F-6
Consolidated Statements of Income for the years ended December 31, 2025, 2024 and 2023F-8
Consolidated Statements of Comprehensive Income for the years ended December 31, 2025, 2024 and 2023F-9
Consolidated Statements of Changes in Stockholders’ Equity for the years ended December 31, 2025, 2024 and 2023F-10
Consolidated Statements of Cash Flows for the years ended December 31, 2025, 2024 and 2023F-11
Notes to Consolidated Financial StatementsF-13
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.