WESBANCO INC

Wesbanco’s management carried out an evaluation, under the supervision and with the participation of the chief executive officer and the chief financial officer, of the effectiveness of the design and operation of Wesbanco’s disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) as of December 31, 2025, pursuant to Exchange Act Rule 13a-15. Based upon that evaluation, the chief executive officer along with the chief financial officer concluded that Wesbanco’s disclosure controls and procedures as of December 31, 2025, were not effective as of the end of the period covered by this annual report because of the material weaknesses in internal control over financial reporting described in "Management's Report on Internal Control Over Financial Reporting". Notwithstanding the material weaknesses, based on additional analyses and other procedures performed, management concluded that the financial statements included in this report fairly present in all material respects our financial position, results of operations, capital position, and cash flows for the periods presented in conformity with GAAP.

Except for the material weakness identified, no changes in Wesbanco's internal control over financial reporting have occurred during the period covered by this report that have materially affected, or are reasonably likely to materially affect, Wesbanco's internal control over financial reporting. However, as disclosed in "Management's Report on Internal Control Over Financial Reporting", Wesbanco's management is in the process of implementing certain changes to the Company's internal controls to remediate the material weakness disclosed in the report.

Management’s Report on Internal Control Over Financial Reporting

Management’s Report on internal control over financial reporting and the audit report of Ernst & Young LLP, the Company’s independent registered public accounting firm, on internal control over financial reporting is included within this report at the beginning of“Item 8. Financial Statements and Supplementary Data” and is incorporated in this Item 9A by reference.