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UMB FINANCIAL CORP

For the period ended Dec 31, 2025. Filed Feb 26, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 26, 2026

UMBF$136.65+2.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, as of February 26, 2026.

UMB FINANCIAL CORPORATION

/s/ J. Mariner Kemper

J. Mariner Kemper

Chairman of the Board,

Chief Executive Officer

/s/ Ram Shankar

Ram Shankar

Chief Financial Officer

/s/ David C. Odgers

David C. Odgers

Chief Accounting Officer

Date: February 26, 2026

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities on the date indicated.

/s/ Robin C. BeeryDirector/s/ Janine A. DavidsonDirector
Robin C. BeeryJanine A. Davidson
/s/ Kevin C. GallagherDirector/s/ Greg M. GravesDirector
Kevin C. GallagherGreg M. Graves
/s/ Bradley J. HendersonDirector/s/ Jennifer K. HopkinsDirector
Bradley J. HendersonJennifer K. Hopkins
/s/ Gordon E. Lansford IIIDirector/s/ Margaret LazoDirector
Gordon E. Lansford IIIMargaret Lazo
/s/ Susan G. MurphyDirector/s/ Timothy R. MurphyDirector
Susan G. MurphyTimothy R. Murphy
/s/ Tamara M. PetermanDirector/s/ Kris A. RobbinsDirector
Tamara M. PetermanKris A. Robbins
/s/ John K. SchmidtDirector/s/ L. Joshua SoslandDirector
John K. SchmidtL. Joshua Sosland
/s/ Leroy J. WilliamsDirector/s/ J. Mariner KemperDirector, Chairman of the Board, Chief Executive Officer
Leroy J. WilliamsJ. Mariner KemperAttorney-in-Fact for each director
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.