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Palomar Holdings, Inc.

For the period ended Dec 31, 2025. Filed Feb 24, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 24, 2026

PLMR$156.78+0.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

Page
PART I
Item 1.Business3
Item 1A.Risk Factors20
Item 1B.Unresolved Staff Comments41
Item 1C.Cybersecurity42
Item 2.Properties42
Item 3.Legal Proceedings43
Item 4.Mine Safety Disclosures43
PART II
Item 5.Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities44
Item 6.[Reserved]45
Item 7.Management’s Discussion and Analysis of Financial Condition and Results of Operations46
Item 7A.Quantitative and Qualitative Disclosures About Market Risk68
Item 8.Financial Statements and Supplementary Data70
Item 9.Changes in and Disagreements with Accountants on Accounting and Financial Disclosure115
Item 9A.Controls and Procedures115
Item 9B.Other Information116
Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections116
PART III
Item 10.Directors, Executive Officers and Corporate Governance117
Item 11.Executive Compensation117
Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters117
Item 13.Certain Relationships and Related Transactions, and Director Independence117
Item 14.Principal Accountant Fees and Services117
PART IV
Item 15.Exhibits and Financial Statement Schedules118
Item 16.Form 10 K Summary119
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.