Regional Management Corp.

For the period ended Dec 31, 2025. Filed Feb 20, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 20, 2026

RM$34.57-4.0%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 8. Financial Statements and Supplementary Data

Index to Consolidated Financial Statements

Fiscal Year Ended December 31, 2025

	Page
Reports of Independent Registered Public Accounting Firm (PCAOB ID: 34)	60
Consolidated Balance Sheets at December 31, 2025 and 2024	63
Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2025, 2024, and 2023	64
Consolidated Statements of Stockholders’ Equity for the Years Ended December 31, 2025, 2024, and 2023	65
Consolidated Statements of Cash Flows for the Years Ended December 31, 2025, 2024, and 2023	66
Notes to Consolidated Financial Statements	68
Note 1. Nature of Business	68
Note 2. Significant Accounting Policies	68
Note 3. Concentrations of Credit Risk	73
Note 4. Finance Receivables, Credit Quality Information, and Allowance for Credit Losses	73
Note 5. Restricted Available-for-Sale Investments	80
Note 6. Property and Equipment	81
Note 7. Leases	81
Note 8. Intangible Assets	82
Note 9. Other Assets	82
Note 10. Variable Interest Entities	83
Note 11. Debt	83
Note 12. Stockholders’ Equity	86
Note 13. Fair Value Measurements	86
Note 14. Income Taxes	87
Note 15. Earnings Per Share	90
Note 16. Share-Based Compensation	90
Note 17. Commitments and Contingencies	92
Note 18. Insurance Products and Reinsurance of Certain Risks	93
Note 19. Segment Reporting	93
Note 20. Subsequent Events	94

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.