SR Bancorp, Inc.
For the period ended Dec 31, 2025. Filed Feb 13, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Dec 31, 2025 · Filed Feb 13, 2026
SRBK$18.90-0.2%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Income
| Three Months EndedDecember 31, | Six Months EndedDecember 31, | |||
|---|---|---|---|---|
| 2025 | 2024 | 2025 | 2024 | |
| Interest Income | ||||
| Loans, including fees | $11,295 | $10,438 | $22,191 | $20,724 |
| Securities: | ||||
| Taxable | 534 | 586 | 1,118 | 1,247 |
| Interest bearing deposits at other banks | 481 | 521 | 936 | 1,041 |
| Total interest income | 12,310 | 11,545 | 24,245 | 23,012 |
| Interest Expense | ||||
| Deposits: | ||||
| Demand | 1,717 | 1,243 | 3,282 | 2,168 |
| Savings and time | 2,398 | 2,768 | 4,793 | 5,552 |
| Borrowings | 404 | 295 | 783 | 459 |
| Total interest expense | 4,519 | 4,306 | 8,858 | 8,179 |
| Net Interest Income | 7,791 | 7,239 | 15,387 | 14,833 |
| Provision (Credit) for Credit Losses | 49 | 12 | 221 | (142) |
| Net Interest Income After Provision (Credit) for Credit Losses | 7,742 | 7,227 | 15,166 | 14,975 |
| Noninterest Income | ||||
| Service charges and fees | 224 | 256 | 454 | 552 |
| Increase in cash surrender value of bank owned life insurance | 268 | 264 | 533 | 524 |
| Fees and service charges on loans | 23 | 37 | 55 | 93 |
| Unrealized (loss) gain on equity securities | (1) | 3 | (4) | 5 |
| Realized gain on sale of loans | 17 | 28 | 17 | 51 |
| Other | 50 | 39 | 91 | 54 |
| Total noninterest income | 581 | 627 | 1,146 | 1,279 |
| Noninterest Expense | ||||
| Salaries and employee benefits | 3,924 | 3,366 | 7,776 | 6,606 |
| Occupancy | 531 | 492 | 1,067 | 1,124 |
| Furniture and equipment | 312 | 285 | 665 | 578 |
| Data Processing | 508 | 461 | 1,049 | 1,089 |
| Advertising | 112 | 85 | 242 | 167 |
| FDIC premiums | 120 | 120 | 240 | 240 |
| Directors fees | 101 | 101 | 198 | 194 |
| Professional fees | 508 | 467 | 945 | 956 |
| Insurance | 117 | 159 | 250 | 318 |
| Telephone, postage and supplies | 167 | 191 | 369 | 372 |
| Other | 835 | 782 | 1,528 | 1,535 |
| Total noninterest expense | 7,235 | 6,509 | 14,329 | 13,179 |
| Income Before Income Tax Expense | 1,088 | 1,345 | 1,983 | 3,075 |
| Income Tax Expense | 254 | 324 | 456 | 687 |
| Net Income | $834 | $1,021 | $1,527 | $2,388 |
| Basic earnings per share | $0.11 | $0.12 | $0.20 | $0.27 |
| Diluted earnings per share | $0.11 | $0.12 | $0.20 | $0.27 |
| Weighted average number of common shares outstanding - basic | 7,583,888 | 8,588,096 | 7,714,559 | 8,696,412 |
| Weighted average number of common shares outstanding - diluted | 7,694,569 | 8,590,981 | 7,810,512 | 8,697,854 |
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