Exzeo Group, Inc.

For the period ended Sep 30, 2025. Filed Dec 11, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Dec 11, 2025

XZO$16.32-1.1%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Consolidated Statements of Stockholders' Equit

Consolidated Statements of Stockholders' Equity

For the Three Months Ended September 30, 2025 and 2024

Common Stock · AdditionalPaid-In · RetainedEarnings(Accumulated · AccumulatedOtherComprehensiveIncome, · TotalStockholders'
(amounts in thousands except share amounts)	Shares	Amount	Capital	Deficit)	Net of Tax	Equity
Balance as of June 30, 2025	82,701,189	$83	$74,185	$(17,717)	$—	$56,551
Net income	—	—	—	21,151	—	21,151
Non-cash capital contribution from parent	—	—	4	—	—	4
Issuance of restricted stock	88,100	—	—	—	—	—
Forfeiture of restricted stock	(13,500)	—	—	—	—	—
Stock-based compensation	—	—	726	—	—	726
Balance as of September 30, 2025	82,775,789	$83	$74,915	$3,434	$—	$78,432
Common Stock · AdditionalPaid-In · RetainedEarnings(Accumulated · AccumulatedOtherComprehensiveIncome, · TotalStockholders'
(amounts in thousands except share amounts)	Shares	Amount	Capital	Deficit)	Net of Tax	Equity
Balance as of June 30, 2024	80,292,834	$80	$73,581	$(74,288)	$(1,573)	$(2,200)
Net income	—	—	—	5,257	—	5,257
Sale of discontinued operations, net of tax	—	—	(2,457)	—	1,573	(884)
Repurchase and retirement of common stock	(276,645)	—	(388)	—	—	(388)
Stock-based compensation	—	—	1,471	—	—	1,471
Balance as of September 30, 2024	80,016,189	$80	$72,207	$(69,031)	$—	$3,256

Consolidated Statements of Stockholders' Equity

For the Nine Months Ended September 30, 2025 and 2024

Common Stock · AdditionalPaid-In · RetainedEarnings(Accumulated · AccumulatedOtherComprehensiveIncome, · TotalStockholders'
(amounts in thousands except share amounts) · Shares · Amount · Capital · Deficit) · Net of Tax · Equity
Balance at December 31, 2024		82,810,089		$83		$72,755		$(57,331)			$—		$15,507
Net income		—		—		—		60,765			—		60,765
Non-cash capital contribution from parent		—		—		30		—			—		30
Issuance of restricted stock		88,100		—		—		—			—		—
Forfeiture of restricted stock		(122,400)		—		—		—			—		—
Stock-based compensation		—		—		2,130		—			—		2,130
Balance as of September 30, 2025		82,775,789		$83		$74,915		$3,434			$—		$78,432
Common Stock · AdditionalPaid-In · RetainedEarnings(Accumulated · AccumulatedOtherComprehensiveIncome, · TotalStockholders'
(amounts in thousands except share amounts)	Shares		Amount		Capital	Deficit)	Net of Tax		Equity
Balance as of December 31, 2023		80,370,505		$80		$68,931		$(92,503)			$(1,803)		$(25,295)
Net income		—		—		—		33,621			—		33,621
Other comprehensive income, net of income taxes		—		—		—		—			230		230
Sale of discontinued operations, net of tax		—		—		(2,457)		—			1,573		(884)
Forfeiture of restricted stock		(24,983)		—		—		—			—		—
Repurchase and retirement of common stock		(329,333)		—		(481)		—			—		(481)
Non-cash capital contributions from parent		—		—		3,386		—			—		3,386
Preferred stock dividends		—		—			(10,149)			—		(10,149)
Stock-based compensation		—		—		2,828		—			—		2,828
Balance as of September 30, 2024		80,016,189		$80		$72,207		$(69,031)			$—		$3,256

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.